
Palomma is an AI-native fintech platform for real estate in Latin America.
Palomma offers an integrated platform of AI-powered products for the real estate sector. Palomma AI deploys specialized agents including Paloma for sales, Pablo for treasury, Paolo for customer service, and others to automate property management operations. Palomma Pay handles automated rent collection and payment processing with AI-powered reconciliation.
Palomma Plus converts rent payments into tenant benefits through a subscription program offering points, discounts, and raffle entries. Additional products in development include Palomma Protect for payment default insurance, Palomma Advance for rent acceleration, and Palomma Flex for split rent payments.
The Latin American real estate sector represents a significant opportunity for technology-enabled financial services, with rental flows estimated at over $235 billion annually. Palomma targets property managers, landlords, and tenants with specialized tools that address the unique payment and operational challenges of the regional market.
The company's expansion from Colombia into broader Latin America aligns with growing digital adoption in real estate operations. Palomma's AI-first approach positions it to capture market share as property managers seek automated solutions for leasing, collections, and tenant management across the region.
Palomma combines artificial intelligence with payment infrastructure specifically designed for real estate operations, a vertical that generic payment processors do not optimize for. The company's AI agents handle sales, treasury, customer service, and maintenance automation, reducing manual operations for property managers.
As the leading rental collection platform in Colombia with over 500 real estate companies on its infrastructure, Palomma benefits from network effects and proprietary data. The integration of Palomma Pay with Palomma Plus creates a unique value proposition where tenants receive rewards for paying rent, improving collection rates and tenant retention for property managers.