PayEm competes by fitting into the systems a finance team already runs instead of replacing them. As a spend management and procurement platform, PayEm offers procurement tools and workflows for expense approval automation, accounts payable automation, purchase order creation, expense reimbursement and credit card management, with expense management and corporate card capabilities that sit alongside Nipendo's purchase-to-payment automation.

Requests and approvals run inside Slack or email, so employees do not have to log into a separate platform, and PayEm's invoice processing reads, codes and routes invoices into the customer's ERP system. Chief executives and finance chiefs use PayEm for real-time visibility into spending by subsidiary, department and employee.