PayPal Credit is a reusable line of credit with special financing on purchases of $149+ and no annual fee.
PayPal Credit offers a digital line of credit and a PayPal Credit Card (Mastercard) with purchase protection, ID theft protection, and special financing on qualifying purchases.
Cardholders get purchase protection, ID theft protection, and special financing on qualifying purchases of $149 or more with no annual fee.
| Attribute | Point-of-Sale Financing | Klarna Pay Later | Mobile Payment And Wallet Services For | |
|---|---|---|---|---|
| Provider | |  |  | |
| Founded | 1998 | 2005 | 2022 | |
| Sells To | Enterprises | Enterprises, Individuals | Small Business | |
| Pricing Model | Transactional Commission | Transactional Commission | Recurring | |
| Ownership | Public | Public | Venture-backed |
Provider
Founded 1998
Sells To Enterprises
Pricing Model Transactional Commission
Ownership Public
Provider
Founded 2005
Sells To Enterprises, Individuals
Pricing Model Transactional Commission
Ownership Public
Provider
Founded 2022
Sells To Small Business
Pricing Model Recurring
Ownership Venture-backed
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