Founded with the mission to simplify the launch of credit products, Pier offers an end-to-end credit infrastructure via API. The company enables businesses to compliantly offer credit by managing the tech stack for origination, underwriting, and loan management. Their services include BNPL (Buy Now, Pay Later), credit builder programs, merchant advances, personal loans, and comprehensive compliance management. Pier's built-in compliance guardrails ensure adherence to state and federal regulations, assisting with licensing requirements and license management.
Pier has garnered support from notable investors and angel backers, reflecting confidence in its innovative approach to credit solutions. The company has achieved significant milestones, including rapid market deployment capabilities that allow businesses to launch or automate credit products in weeks rather than months. Pier's impact is evident in its ability to streamline complex financial processes, enabling companies to offer credit products with speed and regulatory assurance.