Raisin Bank

Raisin Bank provides a Banking-as-a-Service platform for fintechs, startups, and digital platforms.

Enable seamless payments with Raisin Bank’s full-service platform.

Raisin Bank offers career opportunities in tech, compliance, and operations.

Raisin Bank is a pioneer in Banking-as-a-Service, enabling fintechs and platforms to launch financial solutions at scale.

Raisin Bank, the Banking-as-a-Service partner for Raisin, serves as the infrastructure provider for everything from Accounts to Digital Wealth Management and Cash Solutions.

Germany’s financial regulator BaFin has uncovered major gaps in Raisin Bank’s anti-money laundering (AML) controls. The shortcomings span risk assessments, customer risk profiling, and IT-based transaction monitoring systems. BaFin’s findings highlight potential vulnerabilities in the bank’s compliance framework for detecting illicit financial activity.

Sep 2025thepaypers.comNews article

Raisin Bank partners with Upvest to integrate custody and settlement services via Upvest’s Investment API. The collaboration allows Raisin Bank to expand its Banking-as-a-Service offerings with full investment products, targeting both current and future customers. This move supports Raisin Bank’s entry into the custody business and development of a dedicated investment business unit.

Oct 2023upvest.coNews article

Ireland-based **Wayflyer**, a banking-as-a-service (BaaS) provider, partners with **Raisin Bank** to extend its revenue-based retail financing model across **Germany and other European markets**. The collaboration enables Wayflyer to scale its flexible lending solutions beyond its current footprint.

Sep 2022thepaypers.comNews article

Raisin Bank acquires Bankhaus August Lenz’s payment division to add cash and payment services. The move strengthens its product lineup as it targets becoming a full-service bank. Frankfurt-based Raisin Bank now integrates these financial solutions into its offerings.

Jun 2022Tech.euNews article