Raisin

Flexi savings are a mix of fixed-term and easy-access savings. The term and interest rate are agreed at the outset. Flexi savings can be terminated early.

Fixed-term deposits are investments with an interest rate, maturity, and other terms set at the outset.

The interest portfolio offers a current return of 2.31% p.a., available daily, and is described as independent of banks, protected as special assets, and automatically optimized.

The company explains different investment options for people deciding whether to save or invest.

Raisin's financial glossary covers financial terms, from stocks to interest.

The company says an experienced team of experts writes its articles and keeps the content informed, easy to understand, and up to date.

The company discusses topics with 1. FC Union Berlin in conversations featuring Tusche, Tim, and football stories.

The page provides information about the taxation of fixed-term and instant-access savings accounts at Raisin.

The company's editors and finance writers help ensure its published content is clear, accurate, and based on research.

Raisin Bank charges annual management fees of 0.25%–0.46%, based on investment amount and risk profile, plus 0.09%–0.13% average ongoing fund costs. Services are included; there are no custody, account, performance, or trading fees.

WeltSparen and its partner banks generally provide their services to customers free of charge. Costs may only arise in individual cases for unusual services.

The page provides information about foreign withholding tax and filing a tax return in the Netherlands for savings abroad.

Raisin's editorial team includes experts and authors and provides financial information described as reliable, clear, and up to date.

The company's editorial team includes experts and authors and provides financial information described as reliable, clear, and up to date.

Raisin SE offers a marketplace for fixed-term deposits from partner banks in the European Economic Area at www.raisin.com/de-at/.

The page lists returns, asset retention, and deposit protection up to €100,000 as benefits of Raisin.

Fixed-term deposits are 100% protected up to €100,000 per depositor, per bank, by each country's Deposit Guarantee Fund.

Raisin SE carefully reviews and researches all details and information published on its websites. Open a fixed-term deposit with attractive rates now.

Raisin offers term deposits, savings accounts, and investment products.

Raisin and Deposit Solutions have merged to form **Raisin DS**, a pan-European fintech entity. The combined company aims to expand its digital savings and deposit solutions across Europe. Early strategic moves include exploring opportunities in the **U.S. market**, signaling potential geographic growth.

Jun 2021FinTech FuturesNews article

Aviva partners with Raisin to enter the UK cash savings market. The collaboration allows Aviva to offer deposit accounts through Raisin’s digital platform, expanding its financial services beyond insurance and pensions. Raisin serves as a marketplace connecting customers with savings products from multiple banks.

Feb 2021Finextra ResearchNews article

Raisin secures **EUR25 million** from Goldman Sachs to expand into the **US savings market**, valued at over **$12.7 trillion**. The EU-based deposit marketplace leverages the funding to scale its cross-border financial platform. Goldman Sachs’ investment underscores Raisin’s ambition to compete in a high-growth, fragmented market dominated by traditional banks.

Jul 2019Finextra ResearchNews article

Raisin secures $28 million in funding from Goldman Sachs to expand its pan-European marketplace connecting customers with savings and investment products. The fintech platform aggregates offerings from multiple providers into a single interface, simplifying access to financial opportunities across the region.

Jul 2019TechCrunchNews article