Which advantages over its rivals hold up, and why are they hard to copy?
Regulatório Mais rests its advantage on a light, modern microservice architecture built from scratch, operating through microservices, prepared for high processing capacity, and featuring simplified integration, which the company credits with attracting regulated institutions including IPs, SCDs, and Banks.
Current market solutions remain heavy and belong to an earlier technology generation. Celcoin expected the deal to serve Bacen-regulated clients and close the gap left by legacy tools.
2Market Outlook
Is its category moving in its favor or against it?
The category is moving in Regulatório Mais's favor because payment institutions, such as direct credit societies and banks, face recurring regulatory-authority reporting obligations while still relying on legacy tools. Celcoin expected the deal to serve clients already under Bacen regulation and fill the gap those older systems left.
Today's market solutions are heavy and come from a previous technology generation.
3Product Overview
What does the product do for its buyer, and how is it delivered?
Regulatório Mais delivers regulatory compliance as a service through a platform that submits central-bank and tax-authority filings for financial institutions and fintechs, handling accounting, credit, DIMP, reference-equity and IFRS9 PDD reports. Payment institutions, direct credit societies and banks use the platform to comply with these obligations.
The platform deploys through microservices with streamlined integration. Existing market alternatives are heavy and based on an earlier technology generation.
Regulatório Mais
Regulatório Mais is a regulatory-as-a-service platform automating BACEN CADOC, DIMP and PDD reports for payment institutions, credit societies and banks.