Scott Associates Credit Union

The Scott Associates Credit Union accepts current and retired associates of The Scotts Company, their families, and employees of the credit union as members.

Share certificates at Scott Associates Credit Union require a $500 minimum balance and lock funds for terms of 3 to 60 months, earning monthly dividends.

The Scott Associates Credit Union provides a share draft (checking) account with interest, requiring a minimum average daily balance of $1,000.

The Christmas Club account at Scott Associates Credit Union helps members save for holidays via payroll deduction or automatic transfers.

Loan Rates, Small trees growing on piles of money. Rates effective as of: 04/01/2024. Subject to change without notice. Share & Certificate Secured, Period Financed, APR*, Share Secured, 0 – 48 Months, 6.25%, Share Secured, 49 - 60 Months, 6.75%, Certificate Secured, 0 – 48 Months, 6.25%, Certificate Secured, 49 - 60 Months, 6.75%, Credit Builder CD Secured Loan, 12 - 24 Months, 6.25%, **Share/CD must remain at n/a less than loan rate for life of loan **Risk Based lending not used for this produ

Share Account Dividend Structure, Small trees growing on piles of money. Second Qtr Dividend Rates. Rate subject to change without notice., Regular Shares / All other Reg Shares, Amount, APY*, Dividend Rate, $100 - $1,999.99, 0.05%, 0.05%, $2,000 - $9,999.99, 0.05%, 0.05%, $10,000 - $29,999.99, 0.10%, 0.10%, $30,000 Or More, 0.10%, 0.10%, Minimum to earn stated APY is $100. Share Certificates, Term, APY*, Dividend Rate, 06 Month, 3.750%, 3.815%, 12 Month, 4.000%, 3.815%, 18 Month, 4.000%, 4.126%

Share Account Dividend Structure, Small trees growing on piles of money. Second Qtr Dividend Rates. Rate subject to change without notice. Regular Shares / All other Reg Shares, Amount, APY*, Dividend Rate, $100 - $1,999.99, 0.05%, 0.05%, $2,000 - $9,999.99, 0.05%, 0.05%, $10,000 - $29,999.99, 0.10%, 0.10%, $30,000 Or More, 0.10%, 0.10%, Minimum to earn stated APY is $100. Share Certificates, Term, APY*, Dividend Rate, 06 Month, 3.750%, 3.815%, 12 Month, 4.000%, 3.815%, 18 Month, 4.000%, 4.126%,

The Scott Associates Credit Union is a member-owned, not-for-profit financial institution serving associates of O.M. Scott & Sons Company and their families.

Federal law requires Scott Associates Credit Union Inc. to verify customer identity when opening new accounts to combat terrorism and money laundering.