Scratch Financial, commonly known as Scratchpay, is a financial technology company specializing in providing payment processing, patient financing, and communication tools for veterinary and medical practices across the United States. Their platform is widely adopted, with approximately half of all U.S. veterinary clinics utilizing Scratchpay's services to facilitate interactions and transactions with clients. Scratchpay's patient financing solution offers quick, guaranteed financing options within 60 seconds to help patients and pet owners manage medical expenses.

Notable for its significant market penetration in the veterinary sector, Scratchpay is led by a team of experienced professionals dedicated to improving financial accessibility in healthcare. The firm's investment philosophy centers on leveraging technology to simplify payment processes and enhance patient experience. Scratchpay offers unique value-add services such as seamless integration with clinic operations, user-friendly payment plans, and robust support resources including training materials and webinars for clinics.