Shawbrook

Shawbrook provides business savings and lending options to help UK companies manage cash flow and secure growth funding.

Shawbrook provides easy access savings accounts with next working day availability and competitive interest rates.

Shawbrook offers a tax-free Cash ISA for short- and long-term savings.

Shawbrook’s retail mortgage offering, delivered through The Mortgage Lender and Bluestone Mortgages Limited, supports customers with complex needs or non-standard income.

The company analyzes data and topics to help small and medium-sized enterprises (SMEs) understand key business issues.

The page offers guidance on property investment, portfolio building, planning, and tax.

Shawbrook introduces and refines new products, with updates available on its news page.

The page features editorial images, thought leadership content, and Shawbrook’s expert spokespeople.

Quinnox supports Shawbrook’s technology transformation, enabling faster digital testing and customer experiences.

New 12-month project will provide 30 young women with the opportunity to gain qualifications and experience to support them in developing leadership roles through sport.

Shawbrook’s Associate Chartered Accountant (ACA) Finance Programme is a three-year rotational training path.

The Analyst Graduate programme seeks aspiring leaders to contribute to Shawbrook’s teams.

Future First is the only UK charity helping young people in state schools and colleges broaden their horizons by connecting them with relatable role models.

Shawbrook provides a culture recognizing achievement and offers tailored benefits and incentives.

Shawbrook uses a reference rate called the Shawbrook Base Rate (SBR) to set interest rates on certain products.

Shawbrook highlights employees’ skills, career paths, and stories, beginning with its tech team.

Chris Walton heads a national team focused on sourcing, structuring, and executing sponsor-backed leveraged debt facilities. Available for commentary, thought leadership, and editorial contributions.

Daryl Norkett is Director of Real Estate Proposition at Shawbrook and is responsible for evolving Buy-to-Let and Commercial mortgages, and Bridging loans. Available for commentary, thought leadership, and editorial contributions.

Dasos Kirtsides is a senior leader in Healthcare Corporate Finance and currently leads the Healthcare Team at Shawbrook Bank. Available for commentary, thought leadership, and editorial contributions.

Shawbrook is an award-winning bank serving real estate professionals, SMEs, and consumers with lending and savings products.

Shawbrook is a UK savings and lending bank founded in 2011, serving SMEs and individuals.

Awards

Help

The page directs users to contact Shawbrook for questions about savings accounts or personal loans.

The page answers questions about savings products, personal loans, and point of sale finance.

Shawbrook: Award-winning savings and lending bank, offering buy-to-let and commercial mortgages, business finance, and savings accounts

The page explains how eligible deposits are protected, including FSCS documentation.

Shawbrook reports a **16% profit increase** in H1 2026, driven by AI-driven underwriting cost reductions. The loan book grows to **£20.1 billion** (up from £19.2 billion in FY 2025), reflecting **10% annualized growth**. Underlying return on tangible equity stands at **18.1%**, slightly below H1 2025 but exceeding full-year guidance (~17%). Net interest margin widens to **4.38%** (vs. 4.35% YoY), excluding a £25.8M gain from a securitization sale.

Sep 2026The Fintech TimesNews article

Shawbrook Group PLC reports profit growth and stable financial metrics in the first half of 2026. The company maintains its capital efficiency with a steady CET1 ratio and return on tangible equity. The performance supports its outlook for the full year.

Aug 2026ajbell.co.ukNews article

Shawbrook, a retail and commercial bank, reports **profit growth in the first half of 2026**, driven by increased technology investments supporting operational efficiency. The bank highlights a strategy of scaling operations while maintaining disciplined cost management. Tech-driven improvements appear to underpin its financial performance amid broader market conditions.

Aug 2026Insider Media LtdNews article

Shawbrook Group PLC expands its loan book to **£19.7 billion** (up 2.6% quarter-over-quarter) and deposits to **£18.7 billion** (up 1.8%). The company maintains a **12.6% CET1 ratio** and **1.7% 3-month-plus arrears rate**, while reducing its cost of deposits to **3.71%**. In April, Shawbrook issued **£250 million in Additional Tier 1 (AT1) capital**, boosting its pro forma total capital ratio to **16.0%**. For FY26, the company projects a loan book of around **£21 billion**, a cost/income ratio below **38%**, CET1 above **13.2%**, and an underlying return on tangible equity (RoTE) of approximately **17%**. Shawbrook also announces its first-ever ordinary dividend, payable in FY27.

May 2026investormeetcompany.comNews article