South Texas Federal Credit Union

Allpoint provides cash access at over 55,000 ATMs without surcharge fees for South Texas Federal Credit Union members.

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Enroll to South Texas Credit Union Text Banking to check your account balance, recent transactions, and make transfer. Easy and fast SMS.

Mobile Banking Get convenience and security with Mobile Banking Facial and Fingerprint Recognition Use the latest technology to securely login to your account View Account Activity View you account balances, transaction and history instantly, as well as e-statements. Transfers Transfer money within your own or other member’s account, loan payment, or Mastercard credit card Freeze/Unfreeze […]

Beware of Scammers Fraud Prevention Starts with You: Secure Your Accounts Fraudsters and scammers are using more sophisticated ways to try to mislead members into sharing account information, personal data or access to your savings/checking accounts. To help keep you protected from these scams, we would like to remind you that we will never call […]

South Texas FCU accounts are insured by the National Credit Union Administration up to $250,000.

Please know the safety and financial well-being of our members and employees is of utmost importance to us. STFCU is closely monitoring the COVID-19 situation with information from the Centers for Disease Control (CDC) and local health officials. We are evaluating and adapting operations on a daily basis and will continue to provide updates through […]

South Texas Federal Credit Union assures members that deposits remain safe and insured during the COVID-19 pandemic.

Attention Members: If any of our members have been experiencing financial uncertainty as a result of the COVID-19 outbreak, here are a few ways we can help: 1. Extended Loan Payments If you need more flexibility in the payment arrangement on your loan, we can work with you. 2. Due Date Changes If your […]

South Texas FCU releases an updated mobile app version, requiring users to fully exit before updating.

Fee Schedule Share Account Fees Share Draft Fees Other Services Fee ATM Service Fee Share Account Fees Account Closing Fee (90 days or less)–$30.00 Membership Share Fee——————–None Minimum Initial Deposit——————-$30.00 Share Draft Fees Nonsufficient Funds (NSF) Fee—————-$30.00 per item Overdraft Protection Transfer Fee———$4.00 per transfer Overdraft Privilege Fee————————-$30.00 per item Stop Payment Fee——————————-$30.00 per item […]

Loan Rates Vehicle Loan Rates As of July 1, 2026 Apply Now Personal Loan Rates As of Nov. 1, 2025 Apply Now Seasonal Promotional Loan As of Nov. 1, 2025 Apply Now Low-Interest Credit Cards Apply Now *APR = Annual Percentage Rate The Board of Directors, as required by law, reviewed and set the […]

South Texas Federal Credit Union traces its origins to 1952, when McAllen High School employees founded McAllen Teachers Federal Credit Union.

Why Join a Credit Union? BANK CREDIT UNION FOR PROFIT Corporations offer a full range of financial products and services to their customers. EARNINGS GO TO OUTSIDE STOCKHOLDERS In the form of dividends. OWNED BY SHAREHOLDERS INSURED BY THE FDIC Up to $250,000. NATIONWIDE OR REGIONAL BASED NOT FOR PROFIT Cooperatives offer a full range […]

Need immediate assistance? Call us at (956) 618-7500 or visit our one of our locations at 2121 Dove Ave., McAllen, TX and 401 N. Westgate, Weslaco, TX.

Located at 2121 Dove Ave. McAllen, TX and 401 N. Westgate Weslaco, TX to conveniently serve our members in South Texas and RGV.

South Texas Federal Credit Union offers trusted banking, checking, savings, auto loans, and personal loans in the RGV.

Privacy & Security Lost or stolen ATM card or Check Card Reporting Fraud Protecting Yourself from Identity Theft Email & Online Fraud Equal Credit Opportunity Funds Available Policy Privacy Notice & Disclosure Check 21 Regulation D 3rd Party Link Disclaimer Title VI and Section 504 Lost or stolen ATM card or Check Card Report your […]

South Texas Federal Credit Union prioritizes member privacy, outlining how personal financial information is collected, used, and protected.

Effective July 1, 2020, our Funds Availability Policy is changing. We are increasing the amount we make available for withdrawal on checks not subject to next day availability from $200 to $225. In addition, the amount available for withdrawal on exception holds for large deposits, new accounts, ease from $5,000 to $5,525. For detailed information, […]