Southern FCU

Southern Federal Credit Union offers Zelle, uChoose, card management, and overdraft protection tools for members.

Southern Federal Credit Union members receive perks like early payday access, auto discounts, and ATM refunds.

Southern Federal Credit Union’s overdraft protection helps members avoid insufficient funds fees in checking accounts.

Southern Federal Credit Union offers savings accounts with no monthly fees, competitive rates, and a $50 minimum deposit.

Member Auto Center Lost/Stolen Cards uChoose Rewards Financial Calulators

Share Savings & Christmas Club Accounts Rates as of June 30, 2023 Account Balance Tiers Dividend Rate APY* $100.00 - $9,999.99 0.50% 0.50% $10,000.00 - $24,999.99 1.74% 1.75% $25,000.00 - $99999.99 1.98% 2.00% $100,000.00 or greater 2.96% 3.00% 1. Minimum opening balance for Share Savings & Christmas Club Accounts is $100.00. Rates subject to change without notice. If you close any -- account before dividends are paid, you will not receive the accrued dividends. Fees could reduce the earnings on

Savings Account Fees Service Fee Terms Savings Account Excessive Withdrawal $2.00 Per withdrawal after 3 withdrawals per month Savings Account Minimum/Inactive Balance $12.50 Per month if minimum balance is not met within 6 months or inactive for 6 months & thereafter Christmas Club Early Withdrawal $5.00 Per withdrawal if before November 1st of each year Checking Account Fees Service Fee Terms Check Copy $2.00 2 copies free per month; $2.00 per copy thereafter Savings Overdraft Transfer $2.00 P

Southern Federal Credit Union highlights its leadership, upcoming holidays, and commitments to safety, security, and privacy.

Southern Federal Credit Union emphasizes its leadership, holiday information, and focus on safety, security, and privacy.

Southern Federal Credit Union offers products including checking, savings, auto loans, and credit cards to meet members’ financial needs.

Southern Federal Credit Union provides checking, savings, auto loans, credit cards, CD rates, and cash back rewards.

Southern Federal Credit Union collects and verifies personal information to comply with federal laws against terrorism and money laundering.