St. Francis X Federal Credit Union

St. Francis X Federal Credit Union provides checking accounts, health savings accounts (HSA), and money market accounts in Northwestern Michigan.

St. Francis X Federal Credit Union enhanced its card alert system to notify members automatically of potential fraud via email.

St. Francis X Federal Credit Union’s Remote Deposit Capture allows mobile deposits of paper checks into checking or savings accounts via its banking apps.

St. Francis X Federal Credit Union implements safety measures to protect members and employees.

St. Francis X Federal Credit Union offers a Skip-A-Payment feature for loans through its home and mobile banking apps.

St. Francis X Federal Credit Union expanded its membership to include residents, workers, students, and worshippers in Emmet, Charlevoix, and Cheboygan counties.

St. Francis X Federal Credit Union allows membership for residents, workers, students, and worshippers in Emmet, Charlevoix, and Cheboygan counties with a $5 minimum deposit.

Consumer Loan Rates Prime = 7.25% APR | Current as of New Auto, Truck & Motorcycle (Boat, Camper, RV, ATV or PWC loans are the rate shown plus a 0.50% APR premium) Term APR* 60 months or less 5.00% 61-72 months 5.25% 73-84 months 5.50% 85-96 months 5.75% 97-120 months 6.00% 5 Year Adjustable 5.50% […]

St. Francis X Federal Credit Union displays current loan and savings rates.

St. Francis X Federal Credit Union offers tiered savings accounts to maximize earnings based on deposit balances.

St. Francis X Federal Credit Union publishes financial reports for members to review.

St. Francis X Federal Credit Union closes branches on holidays but keeps ATMs, mobile, and online banking available.

St. Francis X Federal Credit Union operates four branches in Petoskey, Harbor Springs, and Harbor-Petoskey, along with mobile and online banking.

St. Francis X Federal Credit Union provides fraud reporting guidelines and a Fraud Center contact for suspected credit or debit card fraud.

With offices in Petoskey, Harbor Springs and Rotary Park, St. Francis X offers Auto and RV loans, Home and Real Estate loans, and full online banking suite.

St. Francis X Federal Credit Union explains its privacy policy and how it handles personal information under federal law.

St. Francis X Federal Credit Union provides member documents, including privacy policies, EFT agreements, and credit card disclosures.