Stand Insurance

Independent California brokers and MGAs: get appointed with Stand to write high-value, wildfire-exposed homes, with parcel-level underwriting.

Independent Florida brokers and MGAs: get appointed with Stand to write high-value, wind-exposed coastal homes on an admitted HO-3.

Stand offers specialized homeowners insurance for high-value, high-risk properties in select states.

Start your Stand homeowners claim. Pick your property state and file your first notice of loss online in minutes — or call 1-888-319-1332, 24/7.

Stand’s applied-science team applies physics to inform underwriting decisions.

A fast, plain-language hurricane preparedness checklist for Florida homeowners — what to do before, during, and after a named storm.

The guide outlines steps for hurricane and windstorm preparation, response, and recovery to safeguard homes and families.

Plain-English guides and references from Stand — an HO-5 coverage comparison, hurricane preparedness guides, an emergency vendor directory, and FAQs for homeowners and brokers.

Stand in the news. Coverage of our work insuring the most exposed homes in the country, AI-driven underwriting, and expansion in California and Florida.

Stand Insurance hires for roles in underwriting, engineering, applied science, and operations to insure vulnerable homes.

Head of Catastrophe and Emergency Response at Stand Insurance — Austin, Texas · Full-time · Hybrid · $173K – $215K • Offers Equity.

Head of Marketing at Stand Insurance — San Francisco · Full-time · Hybrid · $210K – $260K • Offers Equity.

Machine Learning Team Lead at Stand Insurance — San Francisco · Full-time · Hybrid · $270K – $325K.

A line-by-line comparison of Stand's California HO-5 policy against a typical HO-3 — covered perils, replacement cost, valuables, loss of use, and exclusions.

Stand exists to make the world's most exposed homes insurable — physics-based risk modeling paired with coverage that rewards the work owners do.

Frequently asked questions about Stand's HO-5 policy, payment options, broker workflow, and customer support.

Stand is appointing select independent brokers and MGAs to write high-value, high-exposure homes in California and Florida.

Stand currently insures homes in California and Florida; users can check eligibility by entering their location.

Emergency mitigation providers — water extraction, board-up, tarping, drying — listed as a convenience for Stand policyholders. The choice of any vendor is always the policyholder's own.

Full homeowners insurance priced for your home, not your ZIP code. Make it safer and your premium drops. Concierge protection and coverage for high-value homes in California and Florida.

How Stand Insurance uses cookies on standinsurance.com.

Stand Protect, Inc. explains how it handles personal data, user rights, and privacy protections.