mi-safcu.orgCrawled Oct 25, 2026
Straits Area Federal Credit Union plans to launch an enhanced online bill pay system with full integration in online and mobile banking.
Straits Area Federal Credit Union provides debt consolidation loans for members struggling with high-interest credit card payments.
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Straits Area Federal Credit Union offers career opportunities and emphasizes community impact alongside member service.
Loan rates vary based on term, credit standing, and account relationships, with adjustments made for factors like creditworthiness and loan types.
As of Account Terms APY* Regular Savings: Balances from $5.00 to $750.00 .05% Balances from $750.01 to $1,500.00 .07% Balances from $1500.01 to $2,500.00 .09% Balances
Straits Area Federal Credit Union has served Cheboygan County and surrounding areas for over 70 years as a member-owned, community-based cooperative.
The Cheboygan main branch is located at 201 Locust St, Cheboygan, MI, with hours Monday–Friday 9 am–5 pm, Saturday 9 am–12 pm (drive-through only), and open every third Wednesday at 9:30 am.
The Cheboygan main branch is located at 201 Locust St, Cheboygan, MI, with hours Monday–Friday 9 am–5 pm, Saturday 9 am–12 pm, and open every third Wednesday at 9:30 am.
Straits Area Federal Credit Union was chartered over 75 years ago and remains well capitalized to serve its members and community.
Rates & Service Charges: Rates and Service Charges Service Agreements: Member Service Agreement Business Service Agreement Privacy Policies: Privacy Notice Biometric Privacy Notice Disclosures: Visa Disclosure Equal Opportunity: In accordance with federal laws and