Sustainable Capital Finance
Sustainable Capital Finance is a provider of C&I solar and EV charging PPA financing for developers and EPCs.
- 11-50
- Private company
- Campbell, CA, USUnited States
Sustainable Capital Finance is a provider of C&I solar and EV charging PPA financing for developers and EPCs.
SCF generates real-time indicative commercial and industrial pricing from just eight project variables, producing a PPA rate, build cost, or lease quote in minutes rather than the weeks typical of traditional project finance. It serves rated and unrated credits and small projects that larger funds overlook, including non-profits and municipalities, and its SCF Suite automates sales documents, term sheets, PPAs, EPCAs, and the diligence data room.
The company maintains a network of more than 200 developer and EPC partners and bundles solar, storage, and EV charging into a single PPA with zero upfront cost to the host. This combination of automated pricing, standardized documentation, and multi-technology bundling lets it close transactions on expedited timelines.
Source: scf.com
The commercial and industrial solar sector historically lacked efficient financing and scalable deal flow, with the 100 kW to 20 MW project niche underserved by mainstream financiers focused on larger utility-scale transactions. Tax-exempt municipalities and non-profits also cannot directly use federal tax credits, so they depend on third-party PPA structures that many traditional lenders are not set up to underwrite.
A COVID-era slowdown in C&I transactions exposed how manual pricing and documentation processes constrained the market, which motivated the Suite 2.0 workflow automation released in 2020. SCF's platform model is a direct response to these structural gaps in speed, credit flexibility, and access to capital for smaller and tax-exempt offtakers.
Source: scf.com
Solar-plus-storage-plus-EV-charging PPAs are positioned as SCF's core offering, aligned with net-zero policies and state clean-energy goals that continue to expand C&I demand. In a June 2026 LinkedIn post, the company's CEO noted that solar supplied 12.8% of US electricity in May 2026 versus 12.2% for coal, the first month solar surpassed coal nationwide.
The CEO also cited an EIA projection that commercial electricity sales surpass residential sales in 2026, signaling structural growth in the C&I customer base SCF finances. Inflation Reduction Act Direct Pay provisions now let tax-exempt cities receive cash solar incentives, strengthening the municipal segment that depends on third-party PPA structures.
Source: scf.com
Sustainable Capital Finance is a national solar capital partner and third-party financier, owner, and operator of commercial and industrial solar, energy storage, and EV charging assets, headquartered in Campbell, California. Founded in 2012, the company combines a project-fund balance sheet with a software platform that automates pricing, documentation, and diligence for distributed-generation transactions.
Its milestone arc runs from its 2012 founding through the 2014 SCF Suite launch and $50 million committed project fund, multi-megawatt church and school portfolios by 2018, the 2019 NextEra Energy Distributed Generation collaboration, Suite 2.0 in 2020, the 2022 underwriting API and Energy Toolbase integration, and bundled solar-plus-storage-plus-EV-charging PPAs by 2024.
Source: scf.com
SCF's model is the third-party PPA: SCF or its fund acts as installer, owner, and maintainer of the system while the host buys power at a fixed rate with no upfront capital outlay. The SCF Suite generates real-time indicative pricing from eight project variables, letting developers quote a PPA rate, build cost, or lease structure in minutes.
Pricing and take-out financing are tailored for both rated and unrated counterparties, opening the market to credits and project sizes that conventional project finance typically declines. Standardized documentation and an expedited transaction timeline convert indicative pricing into closed financing faster than traditional intermediated processes.
Source: scf.com