thecommunitysb.comCrawled Oct 27, 2026
Down payment requirements vary by mortgage type and lender; saving for a down payment can be challenging, and automatic transfers may help.
The page discusses planning for retirement based on financial needs rather than age, highlighting key factors to consider.
The Community State Bank allows adding eligible Mastercard Debit Cards to digital wallets for secure, convenient purchases.
Both keys must be presented when closing a safe deposit box; closing with one or no key will result in a $60.00 fee.
The page explains how to create a budget using a template to track monthly spending and save for goals.
The page describes the costs of carrying a credit card balance when payments are not made in full each month.
The page advises organizing financial documents, such as insurance policies, deeds, and account records, and sharing password locations with a personal representative.
The Community State Bank is a community-focused financial institution serving local businesses and individuals.
* Minimum of $1,000 to open, a penalty may be imposed for early withdrawal, fees may reduce earnings on account.
The Community Reinvestment Act (CRA), enacted in 1977, requires the Federal Reserve and other federal banking regulators to encourage financial institutions to help meet the credit needs of the communities in which they do business, including low- and moderate-income (LMI) neighborhoods.
The Community State Bank, chartered originally as Poteau State Bank, was organized in 1970. Several local businessmen saw the need for another financial institution and started the new bank.
The Community State Bank works to improve website accessibility for users with disabilities and accepts feedback via a contact form.
The Children’s Online Privacy Protection Act (COPPA) restricts data collection from children under 13; The Community State Bank complies by not targeting or collecting such data.
The USA PATRIOT Act requires financial institutions to verify customer identities for new or changed accounts to combat terrorism and money laundering.