Thiokol Elkton FCU

Thiokol-Elkton FCU offers 24-hour home banking for secure account access, including balance checks and transactions.

Loan calculators help estimate affordability for purchases like homes, cars, or education.

Products Credit Life Insurance (member pays nominal cost) - not offered at this time Credit Disability Insurance (member pays nominal cost) - not offered at this time Gap Insurance (Guaranteed Asset Protection) - not offered at this time Insurance Discounts Insurance discounts are not being offered at this time!

The NCUA increased share insurance limits to $250,000 for retirement accounts like IRAs.

Remote Deposit Capture (RDC) is now available Please see Forms Section for the RDC Member Agreement form.

Effective October 1, 2026 Loan Rates Loan Type APR (as low as) Approximate Term *Signature/Closed End 5.99%**, 5.99%**, 5.99%**, 7.24%**, 8.49%** 12 months, 24 months, 36 months, 48 months, 60 months New Auto/Truck 4.49%**, 4.74%**, 4.99%**, 5.49%, 5.99** 36 months,48 months,60 months,72 months,84 months (over$60K) Used Auto/Truck (over $20,000) 4.74%**, 4.99%,

Effective March 1, 2026 Account Rates Accounts APR APY Regular Share/Christmas Club/Vacation 0.300% 0.300% IRA Share 0.350% 0.350% Certificate Rates Minimum deposit $500.00 Month APR APY 6 3.00% 3.03% 12 3.50% 3.55% 24 3.00% 3.03% 36 2.50% 2.52% 48* 2.00% 2.02% 60* 2.00% 2.02% Dividends are compounded and credited quarterly.

Thiokol-Elkton Federal Credit Union is a member-owned financial cooperative that offers low-cost loans and services by pooling member savings.

Skip a Payment form Share Account Agreement form Change of address form Direct deposit form RDC Agreement

Thiokol-Elkton Federal Credit Union serves employees of Northrop Grumman, Cecil County Government, Town of Elkton, and Cecil County Firemen’s Association, along with their families.

Thiokol-Elkton Federal Credit Union’s information desk operates Monday–Thursday 9:00 a.m.–3:00 p.m. and Friday 9:00 a.m.–6:00 p.m.

TEFCU will be closed Monday, October 12, 2026 in observance of Columbus Day Share the benefits of being a member of TEFCU - refer a family member, friend or co-worker to TEFCU for membership today. TEFCU's Home Banking and Mobile Banking systems are available 24/7/365 to

Thiokol-Elkton Federal Credit Union protects member privacy and complies with legal requirements for financial data.

The page details terms for Thiokol-Elkton Federal Credit Union’s Internet Home Banking Service and account disclosures.

The page outlines terms for Thiokol Elkton Federal Credit Union’s Internet Home Banking Service and references account agreements.

This agreement covers Thiokol Elkton Federal Credit Union’s Mobile Check Deposit and remote deposit services.