Thought Machine

The company combines R&D, global field experience from its Forward Deployed Engineering (FDE) and Expert Services squads, and an agent-native delivery model to accelerate Vault platform implementation and time to value.

Vault Core is built natively for the cloud. It is live with Tier 1s, smaller banks, and fintechs around the world, and is built using the latest engineering principles and deep cloud technology. This gives banks, for the first time, the necessary tools to compete in the modern banking era.

Vault Payments is a real-time, high-throughput payment processing platform for financial institutions to orchestrate different payment types across systems.

The definitive platform for the builders of tomorrow’s financial ecosystem

The company serves Tier 1 banks undertaking core transformation, as well as smaller banks and fintech challengers redefining the industry.

All about Thought Machine, how to contact the press team, downloads and more.

Thought Machine, the cloud-native core banking and payments technology company, today announced it has surpassed the $100m total revenue threshold for the financial year ending December 2025, as verified by the filing of its audited accounts.

The company builds cloud-native financial infrastructure from the ground up to replace legacy systems. It says legacy financial systems can block innovation, slow progress, and limit growth.

The page profiles people shaping Thought Machine's culture, product, and growth.

The company provides a unified, cloud-native core and payments platform designed to replace legacy banking infrastructure. It says the platform enables global institutions to launch products, scale, and operate at speed.

The page provides an Environmental, Social and Governance (ESG) report.

From tier 1 global institutions to hyper-growth fintechs, the Vault platform provides the clean, cloud-native core banking and integrated payments infrastructure needed to power the future of finance.

Thought Machine's Vault Core banking platform supports the financial products and payment services banks offer. Built from scratch, it gives banks adaptability, flexibility, and operational control; global banks have adopted it as foundational technology.

The page provides API terms.

The page provides legal notices.