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Toast Capital
Toast Capital

Toast Capital

ProductOperating Status: Currently Offered

Toast’s embedded business-loan product for restaurants, repaid through a percentage of daily Toast card transactions.

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Overview

Toast Capital offers business loans to eligible restaurant operators using Toast’s commerce platform. Borrowers can receive between $1,000 and $300,000, with a fixed fee instead of interest, no stated personal guarantee, and no equity exchange.

Funding may arrive as soon as the next business day. Repayment is collected as a percentage of daily Toast card transactions, tying the cash-flow cadence to the restaurant’s payment activity.

Toast Capital - Classification

Industry
  • Restaurants
Technology
  • FinTech
Tags
  • Digital Lending Platform
  • Lending
  • Payments

Toast Capital - Direct Competitors

  • Flutterwave

    Flutterwave logo

    Capital

    flutterwave.com

  • inKind

    inKind logo

    inKind Capital

    inkind.com

  • Block

    Block logo

    Square Loans

    block.xyz

  • Stripe

    Stripe logo

    Stripe Capital

    stripe.com

AttributeToast CapitalCapitalinKind CapitalSquare LoansStripe Capital
ProviderToasttoasttab.com962M raised · PublicFlutterwaveflutterwave.com474.5M raised · Series EinKindinkind.com423.1M raised · SeedBlockblock.xyz601.2M raised · PublicStripestripe.com8.7B raised · Series I
Founded20112016201420092010
Sells ToEnterprise, Small BusinessEnterprise, Small BusinessBusinesses, Consumer, ConsumersIndividuals, SMBEnterprises, SMB
Pricing ModelRecurring, Software, TransactionalRecurring, SaaS, TransactionalRecurring, TransactionalTransactional CommissionRecurring, Transactional, Usage-based
OwnershipPublicEquity, Venture CapitalPrivate, Venture CapitalPublicPrivate Equity, Venture Capital
Toast Capital

Provider Toasttoasttab.com962M raised · Public

Founded 2011

Sells To Enterprise, Small Business

Pricing Model Recurring, Software, Transactional

Ownership Public

Capital

Provider Flutterwaveflutterwave.com474.5M raised · Series E

Founded 2016

Sells To Enterprise, Small Business

Pricing Model Recurring, SaaS, Transactional

Ownership Equity, Venture Capital

inKind Capital

Provider inKindinkind.com423.1M raised · Seed

Founded 2014

Sells To Businesses, Consumer, Consumers

Pricing Model Recurring, Transactional

Ownership Private, Venture Capital

Square Loans

Provider Blockblock.xyz601.2M raised · Public

Founded 2009

Sells To Individuals, SMB

Pricing Model Transactional Commission

Ownership Public

Stripe Capital

Provider Stripestripe.com8.7B raised · Series I

Founded 2010

Sells To Enterprises, SMB

Pricing Model Recurring, Transactional, Usage-based

Ownership Private Equity, Venture Capital

Toast Capital - Similar Products & Services

  • Toteat Cloud Restaurant POS logo

    Toteat Cloud Restaurant POS

  • Uncapped Fixed Term Loans logo

    Uncapped Fixed Term Loans

    weareuncapped.com

  • PayPal Working Capital logo

    PayPal Working Capital

    paypal.com

  • E-Commerce Working Capital Financing logo

    E-Commerce Working Capital Financing

  • Financing logo

    Financing

    xendit.co

  • Shopify Capital logo

    Shopify Capital

    shopify.com

  • GraphConnect API logo

    GraphConnect API

More from Toast

  • Toast Standard API Access logo

    Toast Standard API Access

  • xtraCHEF Multi-Unit Onboarding logo

    xtraCHEF Multi-Unit Onboarding

  • Toast Marketing logo

    Toast Marketing

  • Toast Catering Online Ordering logo

    Toast Catering Online Ordering

  • Toast Payments logo

    Toast Payments

  • Toast Online Ordering logo

    Toast Online Ordering

  • Toast POS logo

    Toast POS