Trusted Resource Underwriters Exchange

As a TRUE member, you can manage your policy, access documents, and get help whenever you need it.

TRUE is a member-owned homeowners insurance company with real people ready to help. See why homeowners choose TRUE.

TRUE Property Insurance prepares users for wildfire season with home protection, family readiness, and safety guidance.

TRUE Property Insurance provides resources, FAQs, member services, claims guidance, and online tools to help users manage and understand their homeowners policy.

TRUE Property Insurance explains how hurricanes and tropical storms affect insurance coverage, offering tips, claim guidance, and protection strategies.

TRUE Property Insurance offers safety tips, home protection advice, and claim-filing assistance for severe weather before, during, and after storms.

TRUE Property Insurance advises on winter weather preparedness, including home protection, frozen pipe prevention, and safety measures.

TRUE Property Insurance provides personalized home insurance quotes, coverage options, and state-specific availability.

TRUE Property Insurance is a licensed homeowners insurer owned by its members, focusing on policyholder support with a dedicated team.

Whether you need help with a claim or want to make a payment, everything you need is right here.

TRUE Property Insurance offers easy contact options for policy support and questions, with a responsive team.

TRUE Property Insurance offers customizable homeowners coverage in Florida, Georgia, South Carolina, and Texas, with member-focused service, discounts, and 24/7 claims support.

TRUE Property Insurance outlines terms, conditions, privacy policies, and legal agreements regarding data and coverage handling.

Florida’s Office of Insurance Regulation (OIR) grants Trusted Resource Underwriters Exchange (TRUE) a **31.5% average rate hike** for homeowners, marking one of the state’s largest increases in two years. The approval follows scrutiny over TRUE’s missed regulatory filings and potential cost savings from recent legislative reforms. The OIR’s decision prioritizes rate adjustments despite unresolved operational concerns.

Aug 2025Insurance JournalNews article

Florida homeowners are experiencing sharp increases in home insurance premiums after state approval of a major rate hike by a leading insurer. The adjustment applies to thousands of policyholders across the state, marking a substantial shift in pricing. The move reflects broader challenges in Florida’s insurance market.

Aug 2025WBBHNews article

Florida’s **Trusted Resource Underwriters Exchange (TRUE)** receives a downgraded financial strength and credit rating from **AM Best** six weeks after securing a **$1.25 billion capital injection** and new majority ownership. The insurer also withdraws from AM Best’s rating process following the ownership change. The downgrade reflects AM Best’s reassessment of TRUE’s financial standing under its new ownership structure.

Feb 2024Insurance JournalNews article

Gallatin Point acquires a majority stake in American Family’s Florida insurance operations. The deal leverages the firm’s billion-dollar capital base to expand its regional footprint. Gallatin Point outlines broader ambitions to replicate this strategy nationally.

Jan 2024Insurance JournalNews article