United Bay Community Credit Union

Life can be wonderful. But it can also get complicated when unexpected things happen. Protecting your loan balance or loan payments against death could help protect your finances.

United Bay Community Credit Union’s Guaranteed Asset Protection (GAP) covers the gap between a vehicle’s loan amount and its value in case of total loss.

Mechanical Repair Coverage can help you limit out-of-pocket, costs for covered breakdowns.

United Bay Community Credit Union emphasizes financial wellness, core values (ROOTS), and employee benefits while serving members for 75 years.

Effective Date: Rates for new, used and refinanced cars, street legal motorcycles, trucks, vans and classic car loans.

United Bay Community Credit Union displays current loan and deposit rates.

View current savings accounts and certificate rates from United Bay Community Credit Union.

The United Bay Community Credit Union Board of Directors oversees operations, financial decisions, and strategic goals, representing members and the credit union in local and national communities.

United Bay Community Credit Union describes its mission, member focus, and commitment to Michigan communities.

United Bay Community Credit Union employees support local organizations and events in Michigan communities.

In 1949, workers at Bay City's Chevrolet plant returned to work after a 110-day strike. Many were struggling to meet their financial obligations.

United Bay Community Credit Union provides most services online and by phone 24/7, including during traditional bank holidays.

This Accessibility Statement applies to: ubccu.org.

United Bay Community Credit Union offers contact information for accounts, loans, and membership inquiries.

United Bay Community Credit Union provides equitable access to financial resources for individuals with limited English proficiency.

Friendly, local Michigan credit union offering loans, checking, savings, and online banking. Join United Bay Community Credit Union today.

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