United Heritage Life Insurance Company

United Heritage Life Insurance Company’s deferred annuities allow tax-deferred savings for retirement and provide a guaranteed income stream.

United Heritage offers employee benefits designed to meet workforce needs.

To complete preneed funeral planning, submit a Funeral Home Authorization for each funeral home where business is written.

United Heritage provides insurance information upon request.

Market Leader / Director Business Banking

United Heritage Life Insurance Company, based in Idaho, offers life insurance, preneed, final expense, annuities, and group life and disability products through licensed agents in 49 states and the District of Columbia.

The United Heritage Holding Company Annual Report summarizes the fiscal year, including messages from the Holding Company President & CEO and insights into corporate responsibility, operations, and financial results for each company.

Please do not provide confidential information such as social security number, date of birth, or policy information in this form.

Approximately 50 million U.S. households recognize they need more life insurance. 1

KBRA maintains its A- insurance financial strength rating for United Heritage Life Insurance Company (UHLIC). The rating reflects a Stable Outlook, indicating no immediate changes expected in the insurer’s financial stability assessment.

Apr 2026KBRANews article

United Heritage Life Insurance Company has deployed Equisoft’s cloud-based **Equisoft/manage** SaaS platform to administer its **annuity products**. The system, designed for life insurance and annuities, enables digital policy management for the insurer. Equisoft provides cloud-based policy administration solutions to financial services firms globally.

Feb 2026EquisoftNews article

KBRA affirms the **A-** insurance financial strength rating for **United Heritage Life Insurance Company (UHLIC)** while removing its Watch Developing status. The company retains a **Stable Outlook**. Separately, KBRA downgrades **Sublimity Insurance Company (SIC)** from **A-** to **BBB**, citing weakened underwriting performance and surplus declines in 2023. Both firms no longer face rating watch status.

Apr 2024KBRANews article

KBRA downgrades the financial strength rating for United Heritage Property & Casualty Insurance Company to *Watch Downgrade*. The ratings for United Heritage Life Insurance Company and Sublimity Insurance Company are placed on *Watch Developing* due to potential financial instability. The moves reflect concerns over the companies’ ability to meet obligations under current market conditions.

Nov 2023KBRANews article