Universal 1 Credit Union

Universal 1 offers a range of flexible loan options tailored to individual needs.

Saving can be hard, that’s why U1 Savings accounts come without a monthly service fee. Open a Savings, CD or Money Market Today!

If you need a Health Savings Account setup, U1's HSA has a no monthly fee and a highly competitive dividend rate.

Open a checking account with no minimum balance or monthly fees, 24/7 access, and dividends on higher balances. Call or apply online today!

The page explains the benefits of being pre-approved for a car loan before visiting a dealership.

The page warns about scams exploiting fears related to COVID-19 and provides examples and prevention tips.

The page encourages starting early with managing, saving, and investing money for future benefits.

Universal 1 Credit Union members Angelo Apiodo, Ella Boettch and Lola Shetler each received a $1,000 Glen R. Kershner Memorial Scholarship.

The Universal 1 News and Events page highlights the latest updates from Universal 1.

Universal 1 Credit Union joins the 2026 Souper Bowl of Caring, supporting The Foodbank Inc. and For Love of Children to fight hunger.

Universal 1 Credit Union Business Services Fee Schedule

U1 is a not-for-profit financial institution dedicated to personal, community, and financial wellbeing, with over 85 years of reliable member service.

U1's Annual Meeting highlights last year's achievements, financial health, and provides updates on products and services.

Universal 1 supports and strengthens the region by partnering with charitable organizations across the community.

Universal 1 Credit Union began in 1937 with seven members contributing $10 each and has grown with its members since.

Universal 1 provides contact information for general support and specific departments, including hours.

The Frequently Asked Questions page addresses common questions about Online & Mobile Banking products and services.

U1 observes holidays along the same schedule as the Federal Reserve Banking System.

Universal 1 Credit Unions Mailing Address List

Founded in 1937, U1 is a not-for-profit financial institution promoting personal, community & financial well-being with beyond-expected service.

The Agreement and Disclosure Statement outlines the rights and responsibilities for using a VISA Debit Card.

The page describes the Military Lending Act, which limits credit costs and fees for Armed Forces members.

Disclosures and brochures for Universal 1 Credit Union products and services. All the fine print, plus helpful information on financial planning & insurance.