Upstream Life

An annuity is a financial contract where a one-time premium payment guarantees a fixed interest rate over the contract term.

Colby Arceneaux Brings It Full Circle In Oxford: From The Gridiron To The Boardroom

Colby Arceneaux notes that the life insurance and annuity industry is highly regulated, expensive, and requires state-by-state licensing.

Upstream Holdings, Inc. (the “Company”) announced that it has received an investment grade rating of “BBB-” from Egan-Jones Ratings Company, an independent, unaffiliated rating agency on the Company and Notes due 2028 (the “Notes”).

NEW YORK–(BUSINESS WIRE)–Upstream Life Insurance Company (the “Company”) announced that they have entered into an agreement under which the Company may cede up to $300 million of fixed annuity statutory reserves to Antarctica Capital.

We are currently seeking a Client Relations Associate. This role will be based in Oxford, MS and will report directly to the executive officers. This is considered a mid-level position with room to grow for the right candidate.

Upstream Life was founded to provide accessible, dependable retirement annuity solutions.

The leadership team at Upstream Life combines decades of insurance and financial expertise to help clients achieve secure retirements.

Upstream Life designs annuity solutions to provide steady income and long-term financial security for retirees.

Upstream Life Insurance achieves **No. 37** on the **2020 Inc. 5000**, recognizing the fastest-growing private companies in the U.S. The insurer reports **7,206% three-year revenue growth**, highlighting rapid expansion in the life insurance sector. The Inc. 5000 list spotlights high-performing small businesses driving innovation in the American economy.

Sep 2025upstreamlife.usNews article

Upstream Life Insurance secures the third spot on *Inc.* magazine’s 2021 Inc. 5000 list, recognizing the fastest-growing private companies in the U.S. The annual ranking highlights entrepreneurial success among independent small businesses, joining past honorees like Microsoft, Dell, and LinkedIn.

Sep 2025upstreamlife.usNews article

Upstream Life Insurance Company cedes up to **$300 million** in fixed annuity statutory reserves to **Antarctica Capital** under a new agreement. The transaction allows the insurer to transfer reserves while maintaining regulatory compliance. The deal reflects a strategic move to optimize capital efficiency and risk management.

Sep 2023Business WireNews article

Derek Hebert and Colby Arceneaux acquired a century-old life insurance company and leveraged local business networks in South Louisiana to scale its revenue to **$194 million**. The founders attribute their growth strategy to relationship-building and community engagement within the insurance sector.

Aug 2021IncNews article