utelfcu.netCrawled Oct 26, 2026
UTELFCU offers financial products such as checking accounts and loans to help members manage money, save, and finance their future.
The page describes UTELFCU’s insurance options, which include accidental death coverage and policies for homes and vehicles through trusted carriers.
The ScoreCard Rewards program awards one Bonus Point per net dollar spent using a UTELFCU Visa credit card.
Utel Services provides digital and physical banking tools, including online and mobile banking, Bill Pay, Zelle, and a nationwide ATM network.
A bill of sale is a document that transfers ownership of goods from one person to another.
The Fair Credit Reporting Act allows consumers to request a free credit report annually from Equifax, Experian, and Trans Union via AnnualCreditReport.com.
UTELFCU offers financial education resources for all life stages, including tools for saving, retirement, and senior financial security.
Share Certificate accounts earn dividends compounded and credited monthly, with earnings reduced by withdrawals.
Fee Schedule Accounts without financial activity for one (1) year are considered dormant. A fee of $5.00 per month will be charged on dormant accounts. Share Draft Accounts have NO monthly fees or service charges. We also offer FREE Online Banking, FREE Bill Payment Service (share draft accounts only), FREE Mobiliti Mobile Banking with Remote […]
UTELFCU provides loan rates for vehicles, unsecured loans, secured shares, RVs, and other assets with varying repayment terms.
UTELFCU offers competitive rates on savings, loans, and mortgages for members.
UTELFCU, chartered in 1956, serves employees of Verizon, Spectrum Cable, and Northland Communications, along with their families.
ACUPAC is a political action committee for credit union advocates to influence legislation.
UTELFCU supports local communities through charitable activities, including United Way donations and Children’s Miracle Network fundraisers.
The American Rescue Plan expanded the Child Tax Credit, with advance payments issued monthly from July to November 2021.
UTELFCU provides contact information, including office hours, phone numbers, and fax details for member inquiries.
Dispute Forms Debit Mastercard Fraud Dispute Form For fraudulent Debit Mastercard disputes. Please note that member must dispute the transaction(s) within 75 days of authorization. Download Debit Mastercard Fraud Dispute Form For non-fraud Debit Mastercard disputes. Please note that member must dispute the transaction within 45 days of authorization. Download ATM Research Request For Automated […]
Utica District Telephone Employees Federal Credit Union offers exclusive financial services for employees of Verizon, Spectrum, and Northland Communications.
Privacy Policy Updated March 19, 2026
Substitute checks may appear when viewing account information or requesting payment proof, with specific consumer rights outlined.
Utica District Telephone Employees FCU’s (“we” or “us”) Statement Express service is provided in part with assistance from Fiserv. We will use information collected from you only as necessary to assist in processing statements according to the terms set forth below. PLEASE READ THE FOLLOWING CAREFULLY. COPIES OF THESE TERMS ARE AVAILABLE UPON REQUEST BY […]
Our general policy is to allow you to withdraw funds deposited into your account on the first business day after the day we receive your deposit. Electronic direct deposits will be available on the day we receive the deposit. Once they are available, you can withdraw the funds in cash and we will use the […]
The dividend rate and annual percentage yield may change every dividend period as determined by the credit union board of directors. Compounding and Crediting – Dividends will be compounded and credited as shown on the Share Rate Chart. For these accounts types, the dividend period is monthly, for example, the beginning date of the first […]
