Valdosta Teachers' FCU

The National Credit Union Administration (NCUA) provides insurance coverage of up to at least $250,000 for your Credit Union account(s). To learn more about the type of accounts and the total amounts that the NCUA may insure visit this link directly to NCUA: http://www.ncua.gov/Pages/default.aspx.

When you become a member of the credit union a savings account is opened in your name. An initial deposit of $25 is required. All members must maintain a $25 balance in their savings account to remain a member, and demonstrate regular activity in their account to keep it open.

The rates and fees listed in the schedule reflect account terms as of the Last Dividend Declaration Date on the Truth-In-Savings Disclosure.

Effective December 8, 2025. Rates, Terms and Conditions Subject to Change Without Notice. Subject to Credit Approval. The rate may vary depending on each individual's credit history and underwriting factors.

Annual Percentage Yield is accurate as of the last dividend declaration date March 26, 2024. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

Valdosta Teachers' Federal Credit Union is a not-for-profit financial cooperative that returns earnings above reserves to members as lower loan rates and competitive savings dividends.

The Valdosta Teachers' Federal Credit Union was organized in 1958. The first Board of Directors were: Fredeva Ogletree, President; A.W. Basemore, Vice-President; Nan Allen, Treasurer; Walter Harrison, Secretary. Other Directors included: Ms. Willie Dewberry, Hadley McDuffie and Clara Stipe.

ATM/Debit card Lost/Stolen Cardholder Support: (800) 754-4128; International: (727) 227-9012

Valdosta Teachers' FCU includes Valdosta State University employees in its field of membership.

The types of personal information collected and shared depend on the product or service held with Valdosta Teachers' FCU.