Velotax

The personal loan calculator estimates installments, interest, IOF, and CET with rates starting at 5% per month. Results are for guidance only; final approval depends on credit analysis.

Users can check Velotax’s app for available debt renegotiation offers by CPF, compare cash or installment terms, and track agreements. Active partners include Recovery and Itapeva.

The page explains how Velotax’s income tax refund advance works, including eligibility, requirements, and available amounts from R$240 to R$7,000, with availability starting March 2027.

Velotax connects users to their banks via Open Finance to view balances, spending by category, cards, unified statements, fees, and subscriptions in one place. The service is read-only and free for any number of banks.

The page shares real customer stories from Velotax clients, including Adriana, Alberes, Luciano, and others who received personal loans or tax refund advances via Pix in up to 30 minutes.

Victor Savioli is a co-founder of Velotax, an administrator trained at FGV (EAESP), with experience in credit at J.P. Morgan and CFA Level 2 certification. He leads product, content, and strategy.

Media coverage of Velotax’s $125 million Series A round in 2025, led by QED Investors, Valor Capital Group, and Picus Capital, appeared in Bloomberg Línea, Startups.com.br, Startupi, LatamList, and Beyond the Law.

The Velotax 2026 report presents original data from 4,571 Brazilians on money, debt, credit, and silent financial shame, collected in January 2026.

Velotax is a Brazilian credit company that helps users organize their finances, offering unsecured personal loans with Pix transfers in up to 30 minutes.

The page answers questions about Velotax’s personal loans, tax refund advances, terms, customer service, security, and fraud prevention.

Velotax offers unsecured personal loans with Pix payment available in up to 30 minutes. The company has a rating of RA1000 on Reclame Aqui and over 3 million downloads.

Velotax’s privacy policy explains how personal data is handled in compliance with LGPD, detailing user rights, purposes, sharing, and security.

Velotax’s virtual platform terms outline access and usage conditions for the website and app, registration, responsibilities, SCR, and general provisions, last updated November 3, 2025.