Online Banking Features: Check Balances Review Recent Transactions Access to eStatements Make Transfers Between Accounts Make Payments or Deposits from Credit or Debit Cards Make Transfers Between Your Wheat State Account and Other Institutions Person to Person Transfers in Bill Pay Free Bill Pay Setup Account Alerts Turn Debit Cards On and Off
Current Loan Rates Personal Loans As low as 9.50% APR up to 36 months based on credit score. Share and Certificate Secured Loans 2.00% above APY of Share or Certificate used. Vehicle Loans Starting at 5.00% APR for 24 months Starting at 5.50% APR for 36 months Starting at 5.50% APR for 48 months Starting
Current Share and Certificate Rates Share Rates* Effective Quarter End June 2021 Minimum of $25 to open an account. Minimum of $50 to receive dividends. Balance Rate APY $50 to $2,499.99 0.025% 0.025% $2,500 or more 0.075% 0.075% Account Rate APY Christmas Club 0.150% 0.150% IRA accounts 0.499% 0.500% *Dividends paid quarterly Wheat State Credit
Wheat State Credit Union began as St. Joseph Hospital Employees’ Credit Union in 1963 and later expanded its membership to reflect the broader community.