xaver.comCrawled Nov 8, 2026
The page outlines an eight-step process for transitioning existing policies, including asset activation, AI advisory, Riester comparison, and handover to advisors.
The live calculator details full subsidies, including basic and child allowances, tax benefits, and projected end capital and pension under AVRG.
Xaver provides calculators for pension benefits, tax advantages, and end capital, comparing Riester and Altersvorsorgedepot, along with partner tools for advisors.
The Xaver platform offers six modules for sales, product management, and operations, with an AI layer across customer journeys, usable individually or as a chain.
The page explains how Agentic Commerce applies to subsidized pension planning, covering four journey phases, disclosure principles, and delegation limits under § 64 WpHG.
Starting in 2027, the Altersvorsorgedepot replaces Riester for new business, offering up to 540 € basic allowance and 300 € per child, with no guaranteed returns.
The page provides articles and research on Altersvorsorgedepot, Riester legacy, and AI in regulated advisory, citing sources and avoiding unsupported figures.
The page lists 97 announced Altersvorsorgedepots, with 24 priced and none certified, noting fee transparency but not quality transparency.
The page provides press contact details, approved facts, and downloadable materials, including logos, management portraits, and a company profile.
The company offers career opportunities in pension solutions for millions across Europe, with open positions, benefits, and culture details.
The company builds digital infrastructure for modern pension and wealth management.
The Xaver product families use lifecycle management with de-risking, rebalancing, risk monitoring, and a clear cost principle.
The page lists contact emails for platform inquiries (hello@xaver.com), security alerts (security@xaver.com), and direct appointment booking.
Users can explore public calculators immediately or access protected modules during an appointment, including switching services and Academy content.
The page answers questions for executives, CTOs, and CISOs about platform integration, licensing, and compliance.
The page describes white-label journeys, asset management by Xaver Asset Management GmbH, and Riester switching infrastructure for banks, insurers, and distributors.
The page provides privacy policies for Xaver Group GmbH and Xaver Asset Management GmbH.
The page displays the legal disclosures for Xaver Group GmbH and Xaver Asset Management GmbH, based in Köln, including regulatory and liability notices.
