Conduit runs one API platform for cross-border money movement that combines USD accounts, payment rails and stablecoin settlement for fintechs, payment service providers and large enterprises, routing through multiple US banking partners rather than relying on a single bank. The platform holds funds in multi-currency accounts, adds named USD accounts and virtual IBANs through licensed banking partners, and settles programmatic global payouts and pay-ins in fiat or stablecoins.
Conduit routes transactions through multiple US banking partners for uptime, cost and compliance, so no single bank is a point of failure. Traditional cross-border rails remain slow, opaque and costly, while stablecoins offer a way to move money instantly and transparently between fiat and digital currencies. The platform is built for fintechs, payment service providers and large enterprises.