Setting up direct deposit with Chime is convenient. You'll receive your pay directly into your Chime account so you can easily pay your bills and grow your savings.
By setting up and receiving qualifying direct deposits, you'll be automatically upgraded to one of our premium Chime membership tiers, which give you access to benefits like higher earnings on your savings and premium travel perks.
The benefits of direct deposit with Chime:
Chime Plus:
- MyPay: Access up to $500 before payday
- SpotMe: Overdraw up to $200 on debit card transactions without overdraft fees
- High-Yield Savings: Earn 3.00% APY on savings
- Chime Deals: Unlock exclusive cashback deals at top retailers
- Priority Support: Expedited response times
- Get Paid Early: Receive pay up to two days earlier with direct deposit
Chime Prime:
- Earn 3.75% APY on Savings Account
- 5% cash back on chosen spending category with Chime Card
- Enjoy exclusive travel and lifestyle perks like Complimentary Priority Pass membership, luxury hotel benefits, and access to Visa Signature Concierge
- 24/7 live support with a real person