Coala Pay — Aid Payment Platform

Coala Pay is a payment platform built for aid delivery that settles institutional funds to local recipients in minutes. Organizations connect their treasury through a dedicated static IBAN, and the platform manages on-ramping into regulated digital dollars such as USDC, fund routing, and local settlement by bank transfer, mobile money, or cash. The company reports an average reduction in total transaction costs based on user benchmarking data.

The platform supports funding local partners, household cash transfers, frontline worker batch payments, vendor settlements, and impact tracking, with milestone-based payments and disbursement triggers linked to milestone reports or external data thresholds. Compliance includes on-chain audit trails logging FX rates and timestamps, sanctions screening, configurable approval hierarchies, and non-custodial fund control under an ISO 27001-certified security program. 2026 releases added organization hubs, dedicated treasury accounts, and multi-recipient payments across Base and Stellar rails.