CompaniesInvestorsPeople
Home
Loading

aVenture is in Beta: research coverage is expanding as we build, so please independently verify key details before making investment decisions.

aVenture is in Beta: research coverage is expanding as we build, so please independently verify key details before making investment decisions.

Get in Touch

  • Contact

  • Request a Demo

  • Request Data Updates

  • Add a Company

Research

  • Companies

  • Investors

  • People

aVenture

  • Download App

  • Pricing

Download the aVenture Research beta for iOS and iPadOSDownload aVenture Research on the Mac App Store

Resources

  • Documentation

  • CLI

  • MCP

  • Feature Requests

  • Sitemap

Member

Backed by

© aVenture Investment Company, 2026. All rights reserved.

San Francisco, CA, USA

Privacy Policy · Terms of Service

aVenture Investment Company ("aVenture") is an independent research platform providing detailed analysis and data on startups, venture capital investments, and key industry individuals. It is not a registered investment adviser, broker-dealer, or investment advisor and does not provide investment advice or recommendations. The data provided by aVenture does not constitute recommendations or advice, whether by methodology, analysis, AI-generated content, or a statement written by a staff member of aVenture.

aVenture is not affiliated with any of the people, companies, organizations, government agencies, regulatory bodies, or investment funds we provide coverage for on this site unless explicitly stated otherwise. Users assume full responsibility for decisions made based on information obtained from this platform. Links to external websites do not imply endorsement or affiliation with aVenture. Any links that provide the ability to invest in a primary or secondary transaction in a company are for convenience only and do not constitute solicitations or offers to buy or sell an investment. Investors should exercise heightened precaution and due diligence when investing in private companies, especially those not independently audited.

While we strive to provide valuable insights with objectivity and professional diligence, we cannot guarantee the accuracy of the information provided on our platform. Before making any investment decisions, you should verify the accuracy of all pertinent details for your decision. To the fullest extent permitted by law, aVenture shall not be liable for any direct, indirect, incidental, consequential, or financial damages arising from use of this site, whether by consumers of its contents directly or by persons or organizations covered by our research, even if we are advised of the possibility. Our best-efforts processes and correction request forms do not create a warranty or duty of care.

Profiles on this platform may include content generated in part by large language models (LLMs, artificial intelligence) that aggregate publicly available sources (e.g., SEC EDGAR, public filings, press releases). Source attribution is provided where known; always verify statements and claims here against original sources before relying on any data. Content on our site may contain inaccuracies, omissions, or what are commonly called 'hallucinations' if generated in part or in full by AI / LLMs. The risk can also exist even when content is written by a human, as internal and third-party sources may also have inaccuracies for the same or different reasons. While we randomly audit a proportion of content, this is not exhaustive.

We recommend that an independent auditor be hired to verify the accuracy of the information before relying on it for any sensitive decisions. By accessing this platform, you agree not to rely solely on any information generated by AI, aggregated, or sourced or written otherwise on this site, for investment, financial, or other decisions. aVenture assumes no responsibility for inaccuracies, omissions, or hallucinations. You must independently verify all data from primary sources. Use of this platform constitutes your waiver of claims for reliance-based damages, including negligent misrepresentation. To report an error, request a correction, or dispute information about a company or individual, contact us via our request data updates form.

Loading
Home›
Companies›
Balance›
Products & Services›
Balance B2B BNPL
Balance B2B BNPL

Balance B2B BNPL

ProductOperating Status: Currently Offered

Embedded B2B buy-now-pay-later financing that lets approved buyers defer payment while merchants are paid upfront.

Loading
Overview

Balance B2B BNPL provides an embedded financing option for business buyers at checkout, including instant qualification, dynamic credit limits, and repayment terms of up to 90 days. Its official product page states that merchants receive payment upfront while Balance assumes the associated credit risk.

The service gives buyers flexibility to manage short-term cash flow and enables merchants to offer payment terms without handling credit operations directly. That closely matches the payment-plan value proposition of MarginEdge Funding.

Balance B2B BNPL - Classification

Customer
  • B2B
Tags
  • Fintech
  • Payments

Balance B2B BNPL - Direct Competitors

  • MarginEdge

    MarginEdge logo

    Funding

    marginedge.com

AttributeBalance B2B BNPLFunding
ProviderBalancegetbalance.com431.3M raised · Series BMarginEdgemarginedge.com157.4M raised · Series D
Founded20202015
Sells ToEnterprise, Small BusinessSmall Business
Pricing ModelRecurring, Software, TransactionalRecurring
OwnershipEquity, Venture CapitalVenture-backed private company
Balance B2B BNPL

Provider Balancegetbalance.com431.3M raised · Series B

Founded 2020

Sells To Enterprise, Small Business

Pricing Model Recurring, Software, Transactional

Ownership Equity, Venture Capital

Funding

Provider MarginEdgemarginedge.com157.4M raised · Series D

Founded 2015

Sells To Small Business

Pricing Model Recurring

Ownership Venture-backed private company

Balance B2B BNPL - Similar Products & Services

  • Melio Pay Over Time logo

    Melio Pay Over Time

    melio.com

  • Klarna for Business logo

    Klarna for Business

    klarna.com

  • Affirm for Merchants logo

    Affirm for Merchants

    affirm.com

  • Afterpay logo

    Afterpay

    afterpay.com

  • Afterpay for Business logo

    Afterpay for Business

    afterpay.com

  • TreviPay B2B Payments logo

    TreviPay B2B Payments

    trevipay.com

  • E-Commerce Working Capital Financing logo

    E-Commerce Working Capital Financing

  • Buy Now Pay Later logo

    Buy Now Pay Later

  • Klarna Pay Later logo

    Klarna Pay Later

    klarna.com

  • Klarna Pay in 4 logo

    Klarna Pay in 4

    klarna.com

  • Financing logo

    Financing

    xendit.co

  • Payment Links logo

    Payment Links

    flutterwave.com

  • Afterpay Pay Over Time logo

    Afterpay Pay Over Time

    afterpay.com

  • NextAPI logo

    NextAPI

    nextpay.ph