Funding
Provider 
Founded 2015
Sells To Small Business
Pricing Model Recurring
Ownership Venture-backed private company

Optional vendor-invoice payment-plan service for eligible MarginEdge customers.
Funding lets prequalified Bill Pay customers spread selected invoices across weekly payments while MarginEdge pays vendors immediately.
Eligible restaurants use the service to manage the timing of approved vendor obligations through a structured payment schedule.
Balance

Balance B2B BNPL
getbalance.com
Melio

Melio Pay Over Time
melio.com
TreviPay

TreviPay B2B Payments
trevipay.com
| Attribute | Funding | Balance B2B BNPL | Melio Pay Over Time | TreviPay B2B Payments | |
|---|---|---|---|---|---|
| Provider | |||||
| Founded | 2015 | 2020 | 2018 | — | |
| Sells To | Small Business | Enterprise, Small Business | B2B, Small Business, SMB | B2B, Enterprise | |
| Pricing Model | Recurring | Recurring, Software, Transactional | Subscription, Transaction Fee | Transaction Fee | |
| Ownership | Venture-backed private company | Equity, Venture Capital | Acquired Subsidiary | Private |
Provider 
Founded 2015
Sells To Small Business
Pricing Model Recurring
Ownership Venture-backed private company
Provider 
Founded 2020
Sells To Enterprise, Small Business
Pricing Model Recurring, Software, Transactional
Ownership Equity, Venture Capital
Provider 
Founded 2018
Sells To B2B, Small Business, SMB
Pricing Model Subscription, Transaction Fee
Ownership Acquired Subsidiary
Provider 
Founded —
Sells To B2B, Enterprise
Pricing Model Transaction Fee
Ownership Private

Financing
xendit.co

Automated Payouts
xendit.co

Invoices
flutterwave.com

E-Commerce Working Capital Financing

XenPlatform
xendit.co

Stripe Capital
stripe.com

Versapay — collaborative accounts receivable platform

Affirm for Merchants
affirm.com

Ramp Accounts Payable
ramp.com

Cross River Embedded Finance
crossriver.com

R365 Payments
restaurant365.com

Modern Treasury — Payment Operations Platform

Restaurant Back Office Efficiencies

Accounting Integrations

Point of Sale Integrations

Multi-unit Management

MarginEdge + Freepour

Professional Services

Onboarding & Training

AP Automation

Recipe Uploader

Sales Forecasting

Accounting Software Cleanup

Freepour Onboarding

Bespoke Consulting

General Training

Theoretical Setup

Accounting Mappings

Reboot Package

Recipe Setup

Commissary Setup

QuickBooks Online Setup