Bank of America Advantage Banking
Provider 
Founded 1904
Sells To Enterprises, Individuals
Pricing Model Fees, Transactional Commission
Ownership Public

Bank of America Advantage Banking is Bank of America's main checking lineup.
Bank of America Advantage Banking is the bank's primary checking account lineup for everyday consumer banking. The product offers account options with digital tools, debit card access, alerts and ways to waive monthly maintenance fees.
It competes with other national-bank checking accounts that combine mobile banking, branch access, direct deposit support and payments features for day-to-day money movement.
U.S. Bank

Bank Smartly Checking
usbank.com
JPMorgan Chase

Chase Total Checking
jpmorganchase.com
Citi

Citi Access Checking
citi.com
Washington Mutual
Retail Banking
Wells Fargo

Wells Fargo Everyday Checking
wellsfargo.com
| Attribute | Bank of America Advantage Banking | Bank Smartly Checking | Chase Total Checking | Citi Access Checking | Retail Banking | Wells Fargo Everyday Checking | |
|---|---|---|---|---|---|---|---|
| Provider | |||||||
| Founded | 1904 | 1863 | 1799 | 1812 | 1889 | 1852 | |
| Sells To | Enterprises, Individuals | Enterprises, Individuals | Enterprises, Individuals | Enterprises, Individuals | Consumer | Enterprises, Individuals | |
| Pricing Model | Fees, Transactional Commission | Fees, Transactional Commission | Fees, Transactional Commission | Fees, Transactional Commission | Interest Income | Fees, Transactional Commission | |
| Ownership | Public | Public | Public | Public | Public | Public |
Provider 
Founded 1904
Sells To Enterprises, Individuals
Pricing Model Fees, Transactional Commission
Ownership Public
Provider 
Founded 1863
Sells To Enterprises, Individuals
Pricing Model Fees, Transactional Commission
Ownership Public
Provider 
Founded 1799
Sells To Enterprises, Individuals
Pricing Model Fees, Transactional Commission
Ownership Public
Founded 1812
Sells To Enterprises, Individuals
Pricing Model Fees, Transactional Commission
Ownership Public
Provider Washington Mutual$1.9B disclosed funding
Founded 1889
Sells To Consumer
Pricing Model Interest Income
Ownership Public


Consumer banking, cards, mortgages, auto loans and deposit products offered through the Chase brand.


Combined high-yield checking and savings account with up to 4.50% APY, no monthly fees, and early direct deposit.


Ally Bank is a direct digital bank offering high-yield savings, checking, and CD accounts.


Online banking platform offering checking, savings, and CDs with no minimums.


Chime Checking Account is a fee-free online checking account with no monthly fees and no minimum balance requirement.


FNBO business banking provides commercial checking, lending, treasury management, and merchant services for businesses of all sizes.
Consumer banking, cards, mortgages, auto loans and deposit products offered through the Chase brand.

Combined high-yield checking and savings account with up to 4.50% APY, no monthly fees, and early direct deposit.

Ally Bank is a direct digital bank offering high-yield savings, checking, and CD accounts.

Online banking platform offering checking, savings, and CDs with no minimums.

Chime Checking Account is a fee-free online checking account with no monthly fees and no minimum balance requirement.

FNBO business banking provides commercial checking, lending, treasury management, and merchant services for businesses of all sizes.
