U.S. Bank checking account with digital money-management tools and Smart Rewards.
Bank Smartly Checking is U.S. Bank's consumer checking account for everyday banking. The account provides digital money-management tools, fee-waiver options, Smart Rewards benefits, debit-card access and overdraft-related features.
The product is offered through U.S. Bank's personal banking channel and connects with the bank's broader mobile banking, rewards, ATM and account-management services.
Bank of America
Bank of America Advantage Banking
bankofamerica.com
JPMorgan Chase
Chase Total Checking
jpmorganchase.com
Wells Fargo
Wells Fargo Everyday Checking
wellsfargo.com
| Attribute | Bank Smartly Checking | Bank of America Advantage Banking | Chase Total Checking | Wells Fargo Everyday Checking | |
|---|---|---|---|---|---|
| Provider |  | | | | |
| Founded | 1863 | 1904 | 1799 | 1852 | |
| Sells To | Enterprises, Individuals | Enterprises, Individuals | Enterprises, Individuals | Enterprises, Individuals | |
| Pricing Model | Fees, Transactional Commission | Fees, Transactional Commission | Fees, Transactional Commission | Fees, Transactional Commission | |
| Ownership | Public | Public | Public | Public |
Provider
Founded 1863
Sells To Enterprises, Individuals
Pricing Model Fees, Transactional Commission
Ownership Public
Provider
Founded 1904
Sells To Enterprises, Individuals
Pricing Model Fees, Transactional Commission
Ownership Public
Provider
Founded 1799
Sells To Enterprises, Individuals
Pricing Model Fees, Transactional Commission
Ownership Public
Provider
Founded 1852
Sells To Enterprises, Individuals
Pricing Model Fees, Transactional Commission
Ownership Public
Combined high-yield checking and savings account with up to 4.50% APY, no monthly fees, and early direct deposit.
Chime Checking Account is a fee-free online checking account with no monthly fees and no minimum balance requirement.
Ally Bank is a direct digital bank offering high-yield savings, checking, and CD accounts.
Online banking platform offering checking, savings, and CDs with no minimums.
FNBO business banking provides commercial checking, lending, treasury management, and merchant services for businesses of all sizes.
Citi Access Checking is Citi's digital-friendly everyday checking account.
Combined high-yield checking and savings account with up to 4.50% APY, no monthly fees, and early direct deposit.
Chime Checking Account is a fee-free online checking account with no monthly fees and no minimum balance requirement.
Ally Bank is a direct digital bank offering high-yield savings, checking, and CD accounts.
Online banking platform offering checking, savings, and CDs with no minimums.
eKonto do usług is mBank's flagship no-fee personal current account.
FNBO business banking provides commercial checking, lending, treasury management, and merchant services for businesses of all sizes.
