
AI-based payment-performance optimization layer for authentication, routing, retry, token, and approval decisions.
Checkout.com Intelligent Acceptance analyzes transaction and network signals to improve authorization outcomes.
It applies payload optimization, 3DS and SCA decisioning, network-token selection, strategic routing, and decline-specific retry strategies while allowing merchants to set conversion, cost, and risk goals.





Yuno Smart Routing routes payment transactions across available providers using payment performance signals.
Yuno 3DS provides 3-D Secure capabilities for payment authentication.

Yuno Monitors provides visibility into payment operations and payment-provider performance.

NOVA AI provides artificial intelligence capabilities for Yuno payment operations.

Yuno Smart Routing routes payment transactions across available providers using payment performance signals.



Payment-routing product that selects providers dynamically using performance, cost, risk, and location signals.


Payment-data platform with analytics, AI insights, anomaly detection, monitoring, and data access for payment operations teams.


Payment analytics product that unifies multi-provider transaction data to analyze approval rates, costs, and revenue.


Enterprise payment-orchestration platform that connects merchants to multiple PSPs and payment methods through one API.


Enables businesses to accept payments globally in over 30 currencies through APIs, hosted checkout, and in-person POS.



KiyaAI Payments is payment switch and interface software for banks and payment networks.


Enables agents to pay in a single simple tool call while Natural handles the rest of the complexity.


Payment monitoring and risk-management product that centralizes alerts, disputes, and operational reporting.


Sardine Payment Fraud scores card, ACH, and instant-payment transactions for fraud before authorization or settlement.


Online Checkout is Flutterwave's hosted and embedded checkout for enterprise online merchants.


Payment-data analytics tool for custom SQL and natural-language reporting, financial reconciliation, and operational monitoring.




Native payment processing integrated into Shopify, supporting cards, digital wallets, and local payment methods.


Yuno Agentic Commerce provides payment infrastructure for agent-driven commerce workflows.
Payment-routing product that selects providers dynamically using performance, cost, risk, and location signals.

Payment-data platform with analytics, AI insights, anomaly detection, monitoring, and data access for payment operations teams.

Payment analytics product that unifies multi-provider transaction data to analyze approval rates, costs, and revenue.

Enterprise payment-orchestration platform that connects merchants to multiple PSPs and payment methods through one API.

Enables businesses to accept payments globally in over 30 currencies through APIs, hosted checkout, and in-person POS.

AI risk-and-fraud product for pay by bank, combining adaptive models, configurable guardrails, and reputation-based routing.

KiyaAI Payments is payment switch and interface software for banks and payment networks.

Enables agents to pay in a single simple tool call while Natural handles the rest of the complexity.

Payment monitoring and risk-management product that centralizes alerts, disputes, and operational reporting.

Sardine Payment Fraud scores card, ACH, and instant-payment transactions for fraud before authorization or settlement.

Online Checkout is Flutterwave's hosted and embedded checkout for enterprise online merchants.

Payment-data analytics tool for custom SQL and natural-language reporting, financial reconciliation, and operational monitoring.

Pay-by-bank acceptance product letting businesses take account-to-account payments through branded checkout, SDK, API, or payment link.

Small business payment gateway streamlining digital payments securely.

Native payment processing integrated into Shopify, supporting cards, digital wallets, and local payment methods.

Yuno Agentic Commerce provides payment infrastructure for agent-driven commerce workflows.
