Native payment processing integrated into Shopify, supporting cards, digital wallets, and local payment methods.
Shopify Payments is the built-in payment gateway powered by Stripe infrastructure, available in 23+ countries. It eliminates third-party transaction fees and supports Shop Pay accelerated checkout, multi-currency settlement, PCI DSS compliance, and 3D Secure.
Card rates start at 2.9% plus 30 cents online and 2.6% plus 10 cents in-person on the Basic plan. The gateway includes built-in fraud analysis tools.
| Attribute | Shopify Payments | PayPal Braintree | Stripe Payments | |
|---|---|---|---|---|
| Provider | |  |  | |
| Founded | 2006 | 1998 | 2010 | |
| Sells To | Enterprise, Small Business | Enterprises | Enterprises, SMB | |
| Pricing Model | Recurring, Software, Transactional | Transactional Commission | Recurring, Transactional, Usage-based | |
| Ownership | Public | Public | Private equity-backed, Venture-backed |
Provider
Founded 2006
Sells To Enterprise, Small Business
Pricing Model Recurring, Software, Transactional
Ownership Public
Provider
Founded 1998
Sells To Enterprises
Pricing Model Transactional Commission
Ownership Public
Provider
Founded 2010
Sells To Enterprises, SMB
Pricing Model Recurring, Transactional, Usage-based
Ownership Private equity-backed, Venture-backed
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Enterprise payment-orchestration platform that connects merchants to multiple PSPs and payment methods through one API.
Shift4 Integration is an API integration suite enabling developers to embed payment processing and commerce functionality into third-party applications.
Platform payment solution enabling marketplaces to split, route, and manage multi-party payments globally.
