Shopify Capital provides financing for eligible merchants using Shopify's commerce platform.
Shopify Capital is a financing service for eligible merchants using Shopify's commerce platform. Shopify presents the offering as part of its Capital product line.
Merchants can pursue financing within the same platform they use to run their businesses. The service is distinct from Shopify's core commerce software.
Dow Protocol
E-Commerce Working Capital Financing
dowprotocol.com
Xendit
Financing
xendit.co
Flutterwave
Store
flutterwave.com
Stripe
Stripe Capital
stripe.com
Uncapped
Uncapped Fixed Term Loans
weareuncapped.com
| Attribute | Shopify Capital | E-Commerce Working Capital Financing | Financing | Store | Stripe Capital | Uncapped Fixed Term Loans | |
|---|---|---|---|---|---|---|---|
| Provider |  | | | | | | |
| Founded | 2006 | 2025 | 2015 | 2016 | 2010 | 2019 | |
| Sells To | Enterprise, Small Business | B2B | Enterprise, Small Business | Enterprise, Small Business | Enterprises, SMB | — | |
| Pricing Model | Recurring, Software, Transactional | Transaction Fees | Transactional | Recurring, SaaS, Transactional | Recurring, Transactional, Usage-based | — | |
| Ownership | Public | Venture Capital | Equity, Venture Capital | Equity, Venture Capital | Private Equity, Venture Capital | — |
Provider
Founded 2006
Sells To Enterprise, Small Business
Pricing Model Recurring, Software, Transactional
Ownership Public
Provider
Founded 2025
Sells To B2B
Pricing Model Transaction Fees
Ownership Venture Capital
Provider
Founded 2015
Sells To Enterprise, Small Business
Pricing Model Transactional
Ownership Equity, Venture Capital
Provider
Founded 2016
Sells To Enterprise, Small Business
Pricing Model Recurring, SaaS, Transactional
Ownership Equity, Venture Capital
Provider
Founded 2010
Sells To Enterprises, SMB
Pricing Model Recurring, Transactional, Usage-based
Ownership Private Equity, Venture Capital
Sezzle for Merchants
sezzle.com
