Non-dilutive working capital and inventory financing for CPG and ecommerce brands, built into Settle's procurement workflow.
Settle Working Capital advances funds against the inventory a consumer brand is about to buy, so goods can be paid for before they land rather than after they sell. It runs inside Settle's procurement and accounts-payable platform, letting a purchase order and its financing move through one system instead of a separate lender and a separate bill-pay tool.
Its difference from factoring and revenue-based lending is the underwriting base: repayment tracks the goods a brand purchases, sized from the procurement data Settle already holds. It serves small and mid-market consumer brands that sell through ecommerce and retail channels.


On-chain working capital advances for e-commerce merchants against receivables.


Invoice financing supplies working capital against unpaid B2B invoices for manufacturers and wholesalers.


Receivables financing converts approved MSME supplier invoices into working capital through financier bidding.


PayPal Working Capital provides financing for eligible PayPal business customers.



Quickpay Funding purchases outstanding invoices and advances cash to small businesses.


Shopify Capital provides financing for eligible merchants using Shopify's commerce platform.

On-chain working capital advances for e-commerce merchants against receivables.

Invoice financing supplies working capital against unpaid B2B invoices for manufacturers and wholesalers.
Business financing with flat-fee loans and merchant cash advances repaid as a percentage of daily sales.


SME invoice financing platform converting unpaid invoices into instant cash within 24 hours across UAE and Saudi Arabia.


Kapitus provides revenue-based financing repaid as a fixed share of daily sales.


Digital invoice discounting releases working capital for Indian MSME suppliers through participating financiers.


Uncapped Fixed Term Loans provides fixed-fee working-capital financing for e-commerce businesses.


CFG Merchant Solutions advances cash against future revenues with funding in under 24 hours.
Riviera Finance purchases invoices and advances funds, managing receivables for client businesses.


Working-capital credit that lets solar developers order project equipment before paying for it.
Receivables financing converts approved MSME supplier invoices into working capital through financier bidding.

PayPal Working Capital provides financing for eligible PayPal business customers.

Working capital and invoice financing service for businesses using Xendit payments.

Quickpay Funding purchases outstanding invoices and advances cash to small businesses.

Shopify Capital provides financing for eligible merchants using Shopify's commerce platform.

Business financing with flat-fee loans and merchant cash advances repaid as a percentage of daily sales.

SME invoice financing platform converting unpaid invoices into instant cash within 24 hours across UAE and Saudi Arabia.

Kapitus provides revenue-based financing repaid as a fixed share of daily sales.

Digital invoice discounting releases working capital for Indian MSME suppliers through participating financiers.

Uncapped Fixed Term Loans provides fixed-fee working-capital financing for e-commerce businesses.

CFG Merchant Solutions advances cash against future revenues with funding in under 24 hours.

Riviera Finance purchases invoices and advances funds, managing receivables for client businesses.
Working-capital credit that lets solar developers order project equipment before paying for it.
