Name: Chime Checking Account
Brand: Chime

Chime Checking Account by Chime — Product Research | aVenture

Chime Checking Account is an online checking account offered by Chime with no monthly service fees, no minimum balance requirement, and no overdraft fees. The account provides access to more than 47,000 fee-free ATMs, early availability of direct deposits, SpotMe fee-free overdraft coverage up to $200, and a Chime Visa debit card managed through the mobile app.

Members can send and receive money, deposit cash at retail locations, and manage transactions with instant notifications and in-app card controls. The account is serviced through the Chime mobile application, which is listed on major app stores, and account information is published on the Chime website.

Chime Checking Account - Direct Competitors

Attribute	Chime Checking Account	Ally Bank	Capital One 360	Consumer Banking Account	SoFi Checking and Savings
Provider	Chime chime.com2.4B raised · Series G	Ally Financial ally.comPublic	Capital One Financial capitalone.com954M raised	Mercury mercury.com446M raised · Series C	SoFi sofi.com4.1B raised · Series F
Founded	2012	1919	1988	2017	2011
Sells To	—	—	Individuals	Startup	—
Pricing Model	—	Fee-Based Revenue, Interest Income	—	SaaS	—
Ownership	—	Public	—	Private	—