Grupo Cibest benefits from one of the largest banking footprints in Colombia and Central America, with subsidiaries including Bancolombia, Bancoagrícola, Banistmo and Bam serving nearly 33 million clients across multiple geographies.
The group owns leading digital platforms such as Nequi and Wompi, which reached breakeven in Q4 2025 and provide scalable, low-cost distribution for financial services. The new holding structure also increases capital-allocation flexibility, enabling higher dividends, share buybacks and faster strategic decisions.
Grupo Cibest is focused on optimizing capital allocation across its banking, digital and regional businesses after completing its holding-company transformation in 2025.
Management has guided for consolidated loan growth of 7-8% in 2026, ROE between 18% and 18.5%, and continued expansion of digital platforms Nequi and Wompi. The pending sale of Banistmo, expected to close in the first half of 2026, will free capital for reinvestment in digital capabilities and shareholder returns.
