Ladder Term Life Insurance
Provider 
Founded 2015
Ownership Venture-backed

Ladder sells term life insurance online in minutes, with no-exam applications and coverage up to $3 million.
Ladder offers term life insurance that customers apply for entirely online, with decisions in minutes and no medical exam required on many applications. Coverage is available up to $3 million with adjustable term lengths and coverage amounts.
Policyholders can lower coverage or extend the term as needs change through the company's online platform.
| Attribute | Ladder Term Life Insurance | Ethos Term Life Insurance | |
|---|---|---|---|
| Provider | |||
| Founded | 2015 | 2016 | |
| Ownership | Venture-backed | Venture-backed |
Provider 
Founded 2015
Ownership Venture-backed
Provider 
Founded 2016
Ownership Venture-backed


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