Everyday Life Term Life Insurance
Provider 
Founded 2018
Sells To Consumers
Pricing Model Recurring, Software
Ownership Private
Everyday Life guides buyers through an online recommendation flow that sizes coverage and prices policies from multiple carriers. Applicants get instant decisions, and most are approved without a medical exam.
The service positions itself against direct-to-consumer insurers, and its own comparison content names Ethos among the alternatives it reviews.

Everyday Life is an online life insurance broker that recommends coverage and delivers instant decisions without medical exams.
| Attribute | Everyday Life Term Life Insurance | Ethos Term Life Insurance | |
|---|---|---|---|
| Provider | |||
| Founded | 2018 | 2016 | |
| Sells To | Consumers | — | |
| Pricing Model | Recurring, Software | — | |
| Ownership | Private | Venture-backed |
Provider 
Founded 2018
Sells To Consumers
Pricing Model Recurring, Software
Ownership Private
Provider 
Founded 2016
Sells To —
Pricing Model —
Ownership Venture-backed


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Ethos Whole Life Insurance provides permanent online coverage with fixed premiums, a guaranteed death benefit, and no medical exam.

Ladder sells term life insurance online in minutes, with no-exam applications and coverage up to $3 million.

Allstate offers individual life insurance products including term life and whole life policies.
Kemper provides individual life insurance products including whole life, term life, and graded death benefit policies.

Term, whole, universal, and variable universal life insurance policies.

Term, whole, and universal life insurance policies for individuals and families.

Life insurance nondisclosure detection that limits mortality slippage in underwriting and post-issue audits.

Personal insurance workflows for policy, quote, renewal, and coverage review.

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