Monit builds a two-sided financial intelligence platform that banks and credit unions offer to their small-business clients. Business owners connect accounting software and receive cash flow forecasting, profitability tracking, scenario planning, and industry benchmarking, while bankers see wallet-share gaps, lending and treasury opportunities, and next-best-action prompts. The platform is delivered through digital banking providers including Q2, Jack Henry, Narmi, and Apiture.
Beyond the accounting-based suite, Monit sells MoniCore, which derives banker-ready signals from the bank's own transaction data, and CheckSync, which automates Positive Pay check-file delivery. Banks cited as customers include Eastern Bank, TD Bank, FVCbank, TAB Bank, and Bank of Tennessee. The company's leadership previously built business banking products at US banks.
Banker-facing analytics that turn small-business accounting data into deposit, lending, and treasury opportunity signals with next-best-action prompts.
