Transaction-data intelligence for bankers that surfaces wallet-share gaps, outside loans, and product opportunities from core bank data.
MoniCore derives small-business intelligence from transaction data the bank already holds, working by batch, API, or core integration without any small-business enrollment.
It detects deposits held at other institutions, outside loans, and merchant or payroll provider usage, then translates the signals into lending, deposit, and treasury prompts for frontline bankers. MoniCore was unveiled in March 2025 and went live with Jack Henry in September 2025.
ExlService Holdings
EXL Transaction Insights
exlservice.com
Identifee
Identifee Platform
identifee.com
Personetics
Personetics Engage
personetics.com
| Attribute | MoniCore | EXL Transaction Insights | Identifee Platform | Personetics Engage | |
|---|---|---|---|---|---|
| Provider | | | | | |
| Founded | 2019 | 2002 | 2019 | 2011 | |
| Sells To | B2B, Financial Institutions | — | — | — | |
| Pricing Model | B2B SaaS | — | — | — | |
| Ownership | Venture-backed | Private equity-backed | — | — |
Provider
Founded 2019
Sells To B2B, Financial Institutions
Pricing Model B2B SaaS
Ownership Venture-backed
Provider
Founded 2002
Sells To —
Pricing Model —
Ownership Private equity-backed
Provider
Founded 2019
Sells To —
Pricing Model —
Ownership —
Provider
Founded 2011
Sells To —
Pricing Model —
Ownership —
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