Plaid offers Instant Link
ProductOperating Status: Currently Offered
Instant Link gives lenders permissioned cash flow insights without repeat bank logins.
Instant Link gives lenders permissioned cash flow insights without repeat bank logins.
Instant Link lets lenders access cash flow and credit insights for eligible returning borrowers without asking them to reconnect a bank account. Consumers authorize future sharing through Plaid's consumer reporting agency, and lenders retrieve permissioned information using basic borrower details.
The connectivity experience supports prequalification and later lending decisions. It draws on an existing Plaid Network profile, while borrowers without a qualifying profile can connect their financial accounts through Plaid Link.
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