Finicity Open Banking API
Provider FinicityRaised $71MAcquired
Founded 1999
Sells To B2B, Financial Institutions, Fintechs, Lenders
Pricing Model Subscription, Usage-based
Ownership Subsidiary
Open banking API providing secure financial data access across thousands of institutions.
Finicity Open Banking API enables secure, consent-based financial data access connecting to thousands of financial institutions, supporting account aggregation, verification, and insights for fintech and financial institution applications.
The platform provides APIs for account owner verification, data enrichment, payment success indicators, and consumer-permissioned data sharing across the lending, banking, and payments ecosystem.
MX Technologies

MX Account Aggregation
mx.com
Plaid

Plaid Transactions
plaid.com
Yodlee

Yodlee Account Aggregation
yodlee.com
Adds products that compete with one of Finicity Open Banking API’s direct competitors but not with Finicity Open Banking API itself. They are shaded, and Linked Through names the direct competitor each one competes with.
| Attribute | Finicity Open Banking API | MX Account Aggregation | Plaid Transactions | Yodlee Account Aggregation | |
|---|---|---|---|---|---|
| Provider | |||||
| Founded | 1999 | 2010 | 2013 | 1999 | |
| Sells To | B2B, Financial Institutions, Fintechs, Lenders | B2B | B2B, Enterprises | Financial Institutions, Fintechs, Lenders, Wealth Management Firms | |
| Pricing Model | Subscription, Usage-based | Subscription | Subscription, Usage-based | Subscription, Usage-based | |
| Ownership | Subsidiary | Venture-backed | Private | Private, Subsidiary |
Provider FinicityRaised $71MAcquired
Founded 1999
Sells To B2B, Financial Institutions, Fintechs, Lenders
Pricing Model Subscription, Usage-based
Ownership Subsidiary
Provider 
Founded 2010
Sells To B2B
Pricing Model Subscription
Ownership Venture-backed
Provider 
Founded 2013
Sells To B2B, Enterprises
Pricing Model Subscription, Usage-based
Ownership Private
Provider 
Founded 1999
Sells To Financial Institutions, Fintechs, Lenders, Wealth Management Firms
Pricing Model Subscription, Usage-based
Ownership Private, Subsidiary


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Mastercard Open Finance Data Enrichment cleans and categorizes open banking transaction data.


Prism Insights turns bank transaction data into income, expense, and asset attributes.




Plaid connects applications to consumer and business financial account data. The product serves business customers through a hosted software platform.


Lunch Flow MCP exposes bank and investment data to Claude and other AI assistants.


Transaction analytics that give banks wallet-share, spend, and next-best-action insights on business customers.


Banker-facing analytics that turn small-business accounting data into deposit, lending, and treasury opportunity signals with next-best-action prompts.


API-first payment operations platform for bank money movement, ledgering, and reconciliation.


Banking platform that connects small-business financial accounts to deliver cash flow and identity insights.



Verifies bank account status and ownership in real time for payments and account funding.



getquin's platform tracks net worth and portfolios across linked accounts in EUR.


Ntropy Transaction Enrichment categorizes, enriches, and de-duplicates transactions from any data source.



TrueACH screens ACH transactions in real time to stop fraudulent debits and account-drain attempts.


Flinks Enrich turns raw transaction data into more than 4,500 attributes covering income, cash flow, liabilities, and risk signals.
Plaid provides bank data connectivity APIs for lending and underwriting workflows.

Flinks Connect links customer bank accounts to apps, returning account details, balances, and transactions from over 15,000 institutions.

Mastercard Open Finance Data Enrichment cleans and categorizes open banking transaction data.

Prism Insights turns bank transaction data into income, expense, and asset attributes.

API product for investment account balances, holdings, and transactions.

Open-banking bank-linking product that connects and verifies customer bank accounts and returns permissioned financial data through one integration.

Plaid connects applications to consumer and business financial account data. The product serves business customers through a hosted software platform.

Lunch Flow MCP exposes bank and investment data to Claude and other AI assistants.

Transaction analytics that give banks wallet-share, spend, and next-best-action insights on business customers.

Banker-facing analytics that turn small-business accounting data into deposit, lending, and treasury opportunity signals with next-best-action prompts.

API-first payment operations platform for bank money movement, ledgering, and reconciliation.

Banking platform that connects small-business financial accounts to deliver cash flow and identity insights.

A read-only MCP connector exposing a user's Finary data to AI assistants.

Verifies bank account status and ownership in real time for payments and account funding.

Transaction-data intelligence for bankers that surfaces wallet-share gaps, outside loans, and product opportunities from core bank data.

getquin's platform tracks net worth and portfolios across linked accounts in EUR.

Ntropy Transaction Enrichment categorizes, enriches, and de-duplicates transactions from any data source.

Protect helps financial applications assess fraud risk using signals across Plaid's network.

TrueACH screens ACH transactions in real time to stop fraudulent debits and account-drain attempts.

Flinks Enrich turns raw transaction data into more than 4,500 attributes covering income, cash flow, liabilities, and risk signals.
