Digital lending platform providing income verification, asset verification, and credit decisioning.
Finicity Lend provides a comprehensive digital lending platform offering income verification, asset verification, and credit decisioning powered by open banking data. It streamlines the loan origination process with automated document collection and verification.
The platform enables lenders to make faster, more informed credit decisions by leveraging consumer-permissioned financial data for income and asset verification.
Adds products that compete with one of Finicity Lend’s direct competitors but not with Finicity Lend itself. They are shaded, and Linked Through names the direct competitor each one competes with.
| Attribute | Finicity Lend | Experian Boost | Plaid Income | Yodlee Credit Matrix | |
|---|---|---|---|---|---|
| Provider |  FinicityRaised $71MAcquired |  |  |  | |
| Founded | 1999 | 1980 | 2013 | 1999 | |
| Sells To | B2B, Financial Institutions, Fintechs, Lenders | — | B2B, Enterprises | Financial Institutions, Fintechs, Lenders, Wealth Management Firms | |
| Pricing Model | Subscription, Usage-based | — | Subscription, Usage-based | Subscription, Usage-based | |
| Ownership | Subsidiary | — | Private | Private, Subsidiary |
Provider FinicityRaised $71MAcquired
Founded 1999
Sells To B2B, Financial Institutions, Fintechs, Lenders
Pricing Model Subscription, Usage-based
Ownership Subsidiary
Provider
Founded 1980
Sells To —
Pricing Model —
Ownership —
Provider
Founded 2013
Sells To B2B, Enterprises
Pricing Model Subscription, Usage-based
Ownership Private
Provider
Founded 1999
Sells To Financial Institutions, Fintechs, Lenders, Wealth Management Firms
Pricing Model Subscription, Usage-based
Ownership Private, Subsidiary
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